Help With Student Loans - HERE!

Lokolo

Bad_Ash wrote: »

So she would not need to give details of her parent's income, just hers? Her income is currently ~£14k, which will drop because of having to reduce her hours. Is she likely to receive any grant?

To get assessed as independent the students income doesn't get taken into account I believe. Yours will though.

Taiko

Partner under 25 that isn't married doesn't have their income taken into account.

I'd be wary of giving this independent status though. Was the FD designated as a full time course or part time?

Bad_Ash

Taiko wrote: »

Partner under 25 that isn't married doesn't have their income taken into account.

I'd be wary of giving this independent status though. Was the FD designated as a full time course or part time?

Yes, it is a full time course, although she only actually has lessons one evening and one morning a week at a local college (who run it on behalf of a university). In the final year, which this funding is for (which converts it to a full degree) she will have to go to the university rather than the local college.

Her college provided a letter of her full time status which entitles us to the 25% council tax discount.

student_advisor

Taiko wrote: »

Partner under 25 that isn't married doesn't have their income taken into account.

I'd be wary of giving this independent status though. Was the FD designated as a full time course or part time?

good call there about the course, didn't spot that earlier

bad ash, your girlfriend will not be able to use the years she was on the FdA course if it was designated full-time as she was technically (if not actually) supported by her parents, does she have another year's work she could use before being a teaching assistant?

Delirium_2

Hi, sorry if this has been asked before - but is it possible to repay my student loan by direct debit/standing order and not have payments taken directly from my salary?
The constantly increasing amount being taken is driving me crazy, not to mention making overtime completely pointless!!

Thanks for any help!

Lokolo

Delirium wrote: »

Hi, sorry if this has been asked before - but is it possible to repay my student loan by direct debit/standing order and not have payments taken directly from my salary?
The constantly increasing amount being taken is driving me crazy, not to mention making overtime completely pointless!!

Thanks for any help!

No its not. You can make further payments but you can't stop the ones taken from your salary.

They hardly take a thing so you shouldn't really be whining.

Castleman

Delirium wrote: »

Hi, sorry if this has been asked before - but is it possible to repay my student loan by direct debit/standing order and not have payments taken directly from my salary?
The constantly increasing amount being taken is driving me crazy, not to mention making overtime completely pointless!!

Thanks for any help!

The only way to stop them taking it from your salary is to pay it off in full.

You signed up to it, so deal with it! As lokolo says, it's not much - 9% of anything over £15k, so obviously it will go up and when you earn more (but also get paid off quicker!).

chadarooney

My son started university in Sept 09. Due to dreadful problems at his place of residence (not Uni), he cannot face returning, (I am seeking legal advice re: the accommodation, as I feel strongly that had they sorted out this problem, my son would not be in the position he is and I do not see why they should receive any futher rent for the remainder of the year when he is unable to return there-very angry I'm sorry) he is looking at universities nearer home for September 10 so he can commute. My worry is what happens with his loan now and what if I am unable to do anything bout the rent owed for the remaining year. I am a single parent and am disabled, and very concerned. I apologise if I have gone on somewhat. I'm hoping someone out there can give me some advice.

MrsManda

chadarooney wrote: »

My son started university in Sept 09. Due to dreadful problems at his place of residence (not Uni), he cannot face returning, (I am seeking legal advice re: the accommodation, as I feel strongly that had they sorted out this problem, my son would not be in the position he is and I do not see why they should receive any futher rent for the remainder of the year when he is unable to return there-very angry I'm sorry) he is looking at universities nearer home for September 10 so he can commute. My worry is what happens with his loan now and what if I am unable to do anything bout the rent owed for the remaining year. I am a single parent and am disabled, and very concerned. I apologise if I have gone on somewhat. I'm hoping someone out there can give me some advice.

Chadarooney:
Has he quit, or is he planning on taking his first year exams then transferring universities? As he's managed for most of the year, he can it'd be better for him to finish for a number of reasons:
1. that way he may be able to transfer the credits to his new university and enter the second year thus meaning he'll still graduate when expected.
2. he won't have to repay any his grants as he's been at university until the end of the year. He will have to repay a proportion of his grants back if he quits before the end of the year though when he'll have to repay may be open to negoiation (not sure how it works).

Whether he can refuse to pay any more rent is dependent on his contract and what the issues are with the accommodation.
Alternatively he could try to get someone to take his place though if its that bad this is unlikely.
HTH - Student_advisor or Taiko will be able to give more details on how the grant repayment works.

Lokolo

chadarooney wrote: »

My son started university in Sept 09. Due to dreadful problems at his place of residence (not Uni), he cannot face returning, (I am seeking legal advice re: the accommodation, as I feel strongly that had they sorted out this problem, my son would not be in the position he is and I do not see why they should receive any futher rent for the remainder of the year when he is unable to return there-very angry I'm sorry) he is looking at universities nearer home for September 10 so he can commute. My worry is what happens with his loan now and what if I am unable to do anything bout the rent owed for the remaining year. I am a single parent and am disabled, and very concerned. I apologise if I have gone on somewhat. I'm hoping someone out there can give me some advice.

If he drops out now any grants will have to be repaid immediately. Loans won't.

Assuming this is his first and only year of university he will be fine for loans as he gets a maximum of course length + 1.

However, if he ends up repeating a year or dropping again he will not have funding for a year.