Help With Student Loans - HERE!

Oldernotwiser

k-man wrote: »

Hi,

Mrs K-woman is thinking about doing a part time foundation degree in social care. Household income is c£32000 pa. Will she eligible for a student loan/grant?

Cheers

Mr K

There are no maintenance loans or grants for part time students, although there are fee grants, means tested on household income.

Do check whether the course is actually part time, many full time Foundation Degrees are only 1 day a week.

Taiko

If it is actually a part-time course, that level of income would rule you out of any grants.

Zack1

I've got a pending switch which will hopefully go through in the summer, but to avoid problems I guess I need to apply for next year soon - will putting that I'm not continuing on the course after this summer cause any problems with the rest of this year? (Payments to the uni or to me). Would it be better to wait until my account says uni have been paid for this year before starting next years application?

Would I count as a new student, as it's a new course, or existing as I've had finance for this year? And what is the deadline for whichever applies to me?

Thanks

folkestonelisa

Just after some help for a friend. They have been living with their nan and grandad for the last 2 years, and have been supported by them for the last 2 years, but on the student finance there is no option for them, just her parent. though she is not estranged from them, they do not support her, how can we put this down as it can make a big difference to her level of support that she will receive.

thanks LISA

student_advisor

folkestonelisa wrote: »

Just after some help for a friend. They have been living with their nan and grandad for the last 2 years, and have been supported by them for the last 2 years, but on the student finance there is no option for them, just her parent. though she is not estranged from them, they do not support her, how can we put this down as it can make a big difference to her level of support that she will receive.

thanks LISA

As long as the student is under 25, not married, no children etc, and they are not estranged from their parents, then they will need to be on the assessment. Whether the student lives with their parents is irrelevant.

Grandparents cannot be taken into account.

student_advisor

Zack1 wrote: »

I've got a pending switch which will hopefully go through in the summer, but to avoid problems I guess I need to apply for next year soon - will putting that I'm not continuing on the course after this summer cause any problems with the rest of this year? (Payments to the uni or to me). Would it be better to wait until my account says uni have been paid for this year before starting next years application?

Would I count as a new student, as it's a new course, or existing as I've had finance for this year? And what is the deadline for whichever applies to me?

Thanks

Which year of the new course are you going in to?

Zack1

student_advisor wrote: »

Which year of the new course are you going in to?

It'll be first year if it goes through

Thanks

jd87

Me and my parents are filling in my PR1 form for next year's finance. This question seems to catch us out every year: Section 9, Question 3 - Income from Wages, Salary, etc - "Total income received".

Both their P60s have a box showing "Pay" and "Tax deducted". Do we need to write the "Pay" amount, before tax, or do we need to subtract the tax deducted and write that?

MrsManda

jd87 wrote: »

Me and my parents are filling in my PR1 form for next year's finance. This question seems to catch us out every year: Section 9, Question 3 - Income from Wages, Salary, etc - "Total income received".

Both their P60s have a box showing "Pay" and "Tax deducted". Do we need to write the "Pay" amount, before tax, or do we need to subtract the tax deducted and write that?

It's total income therefore you need to write the pay amount.

jd87

Thanks MrsManda. One other question - Q15, "Did you pay any private pension contributions".

Does this mean work pensions (that employee and employer contribute to and that gets automatically deducted)? Because the "Pay" figure on the P60s says that it is "gross pay, less pension contributions and charitable donations".

[EDIT] Don't worry. Finally managed to find the guidance notes on direct.gov.uk (website currently a bit broken at the moment) and it's says do not include it where a regular contribution is made to a pension provided by your employer.