Help With Student Loans - HERE!

eklynne

If I were you I'd phone SLC as well, just so you're kept in the loop.
Remember in about 4 weeks you can apply for your travel expenses too.
Don't forget the hardship funs at your uni also.

FOXGLOVE_2

eklynne wrote: »

If I were you I'd phone SLC as well, just so you're kept in the loop.
Remember in about 4 weeks you can apply for your travel expenses too.
Don't forget the hardship funs at your uni also.

I tried to phone SLC and it just read out my award, last payment next payment and that there was technical difficulties.

Do you know how the travel expenses thing works? Do you have to submit receipts? How long does that take to be awarded?

FOXGLOVE_2

UPDATE:

Student Loans said that soon as they get notification from SAAS, the payments are updated within 24 hours and they usually send out any backdated money within 3 working days!

My December loan will be the new amount, shortly followed by my travel expenses claim. I just hope it goes as easy as they said.

Going to phone back in a few days to check the ball is rolling...

eklynne

FOXGLOVE wrote: »

I tried to phone SLC and it just read out my award, last payment next payment and that there was technical difficulties.

Do you know how the travel expenses thing works? Do you have to submit receipts? How long does that take to be awarded?

No proof required, it's done online on the SAAS site, it usually opens for applications around the 15th of December. If you're quick and do it on the day it opens you should have your money by December. Remember to do your research and apply for the most expensive method of travel.

FOXGLOVE_2

eklynne wrote: »

No proof required, it's done online on the SAAS site, it usually opens for applications around the 15th of December. If you're quick and do it on the day it opens you should have your money by December. Remember to do your research and apply for the most expensive method of travel.

Haha, I was being all honest and kept receipts for my monthly bus pass!

I feel like an MP now lol

My college is only really accessible with the buses, theres a train station along the road so I might involve that at some point. Whats the maximum?

Are the travel expenses repayable like the loan or is it a kind of freebie?

eklynne

It's non repayable.
There is information about maximums etc on the saas website, can't remember but it's over a grand anyway, with the student liable to pay the first £185 or something like that.

Keep_The_Change

Ok, here's my query if anyone can help? thanks.

-I took out a student loan in 1999/2000.
-Graduated in 2002.
-Have paid bits of it back on and off through the years automatically through emplyment / ductions through monthly wage.
I am currently in full time emplyment.

I currently owe SLC approx £10,800 as of this month.

HOWEVER, I am in the position at the moment to be able pay off the above amount in ONE LUMP SUMP. I have the required amaount.

I have NO other loans to pay off.
I have NO debts, over drafts, CC bills, credits etc, nothing.
I do NOT have a mortgage to pay at the moment.

Should I pay it off?

I am aware that I can put the funds into a high interest account and make some money from it, but I do not wish to do that.
I want to clear this loan off so I am totally debt free.

Is there any DISADVANTAGES to me paying it off in one lump sum?

And if I do pay it off, how does it work?
Do the SLC inform the Inland Revenue and then the IR stop taking deductions from my salary? Or do I need to tell the payroll office of my employer directly, or contact IR myself?

Thanks!

astraea

Hi
i am hoping someone will be able to answer my question

I am currently in my 1st yr at uni doing a social work degree, i get

Full maintenance grant £2906
Maintenance loan (about) £4500
Adult dependant grant
Parent learning allowance
social work bursery.

I have a couple of questions. My husband is at college, and i applied for the specal support grant but i have been told we dont qualify because my hubby is in further education not higher education. He is on a full time course and has a council tax exemption certificate, he cant get any loans grants or anything!! He does not work either so has NO income.

Should i be able to get special support grant?

Secondly, mu husband is thinking of staying on at college in september for 2 yrs to do his degree, will he get student finance? what would he get?


we are trying to work out weather he can afford to stay on, and also the special support thing cause we cant get housing benefit at the moment but if it is classed as special support grant then we ca. Does anyone know what housing benefit take into account from your loans?

thanks in advance

Vikki

student_advisor

hi astraea

one of the qualifying circumstances for the SSG is where the student has a partner is also a full-time student and they also have responsibility for a child - sounds like you fit the criteria to me

you would probably benefit from an appointment with an advisor from your uni/SU to help draft a request for the SSG/an appeal against the decision made

if your partner is going to be doing a full-time HE course next year, they should also be able to get funding too (unless they already have a degree, don't meet the residency criteria etc)

with regards to HB, your maintenance loan and maintenance grant would be counted as income with about £1000 overall being disregarded, the SSG would be disregarded in full if you got that instead of the MG

hth

loopy_lass

hi, i want to go back to uni and do my post grad dip in social work or more likely my MA in social work,... i know i can get the NHS bursary, taking care of course fees, i can also get my student "grant/loan" of £3k ish... this still leaves me £250 short each month compared to my current wages, is there anything else i would be entitled to...

my daughter is 18 but on a low income, my live in partner is on £28k per year, but... only agrees to paying his half of the house costs... and no more, he says he doesnt see why he should divulge his income to them as its nothing to do with them.....


any ideas?

loops