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Lunar has a house and lots of shiny new debt to get rid of!

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Beautiful garden lunar, I wish mine looked like that!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    I dont really get much chance to do the exercises on the wii SH, my DS is always climbing on the board! Well done on your loss, I find it really motivating using the wii to get weighed, I like to see the graph going down.

    January 25th...........39.89
    February 1st............39.12
    February 7th............38.82
    February 14th..........38.44
    February 21st...........37.72
    February 26th...........37.38
    March 1st................37.34
    March 4th................36.67

    Hypno, my garden doesnt look much like that now, that is the agents photo taken a year before we bought it. It was very unloved during that year so got a little wild! It is taking us ages to put it right.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    lunar - you are still doing well bmi wise. I have neglected the wii the last week or so - need to get back on it again. How are things going with you? Okay I hope
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Well done on your weight loss Lunar, I dont think numbers go high enough to work out mine!

    Garden looks great - cant wait for summer now to be able to get out into ours (although I fear there may be tigers lurking in the jungle that is currently our back garden!) xxxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Well after a long absense im back, the inlaws have gone home and I have some free time agan while DS is napping.

    The debt is down to 8k! im starting to see a glimmer of light on this journey. Plus OH and I each have £500 in an ISA, so a small safety net is in place. DS has £2000 in his as the child benefit goes in and i top it up £20 a month, plus a little at birthdays and christmas. I hope everyone is OK ill be checking diaries soon.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    BMI update


    January 25th...........39.89
    February 1st............39.12
    February 7th............38.82
    February 14th..........38.44
    February 21st...........37.72
    February 26th...........37.38
    March 1st................37.34
    March 4th................36.67
    May 27th.................36.00
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi Lunar - glad to see you survived the inlaws!

    Hope you are well :)
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    hypno06 wrote: »
    Hi Lunar - glad to see you survived the inlaws!

    Hope you are well :)

    Only just survived:rotfl:
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Starting to feel like the debt busting is going so slowly right now, I keep telling my self that in just 8 months we will be debt free. Somehow it still feels like ages. I need to get motivated so we can make bigger overpayments. Im really looking forward to getting some proper savings and getting stuck into the MFiT/2 challenge. At least we are not paying any interest on the debts, and the interest free periods will see us through till the debt is gone.

    A little weight lost again, managed to just sneek under the 36 mark in my BMI, slowly but surly I will get rid of the weight.

    January 25th...........39.89
    February 1st............39.12
    February 7th............38.82
    February 14th..........38.44
    February 21st...........37.72
    February 26th...........37.38
    March 1st................37.34
    March 4th................36.67
    May 27th.................36.00
    June 8th..................35.91
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Good news for me this weekend, I won £50 of M&S vouchers!!! avoiding the temptation to shop I have put them away for christmas as that will cover my 3 grandparents gifts this year. Never won much before so it was a huge suprise.

    I am still batch cooking, which is going really well. My shopping bills are under control, especially because I have started harvesting fruit and veg from the garden. Nothing beats the sight of DS running to the hanging strawberies every morning, I think the tantrums will start when they finish cropping.

    On the weight front almost 2lbs lost since last time, BMI as follows

    January 25th...........39.89
    February 1st............39.12
    February 7th............38.82
    February 14th..........38.44
    February 21st...........37.72
    February 26th...........37.38
    March 1st................37.34
    March 4th................36.67
    May 27th.................36.00
    June 8th..................35.91
    June 21st.................35.68
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
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