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Lunar has a house and lots of shiny new debt to get rid of!
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Hi Lunar, glad DS enjoyed his christmas and that sig is looking fab.
Hope 2010 brings you everything you wish for xxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Thank you all for the continued support, things feel like they are returning to normal at home now. DS is keeping me busy, I can't believe how fast he is growing up.
we have managed 15 no spend days so far this month, mostly because of the snow to be honest.
I decided I need a hobby and while I was in tesco the other day I picked up grow your own magazine. At first I thoughtit would be a very MSE hobby but after a trip to wilkinson it looks like it could cost a fair bit in the first year! I did grow lots of christmas cropping potatoes last year with great results, they taste loads better than shop bought ones and I still have lots left.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0 -
hi lunar - good luck with your new hobby - grow your own is the latest thing! Glad DS is keeping you busy. My DD has just started doing gymnastics after school - just a short course - apparently she is good at cartwheels already - I am not sure I ever mastered them - so am so proud of her LOL!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I remember cartwheels, and standing on my head. Those days are definatly behind me now. I take DS to a tumble tots type thing which he loves, it moves onto gymnastics when they are a bit older i think. She will be doing handstands next, i never did manage them!DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0
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I remember cartwheels, and standing on my head. Those days are definatly behind me now. I take DS to a tumble tots type thing which he loves, it moves onto gymnastics when they are a bit older i think. She will be doing handstands next, i never did manage them!
I think that schools are much better with pe than they were in our day. My DS fell and hurt himself at the weekend and I thought he would try and get out of PE but no - he was doing trampoling on a professional sized trampoline so was perfectly happy to go for it.
I tell myself regularly that my kids are not the same as me - they are their own people - but they still manage to surprise me sometimes - particularly when they are good at or interested in something I am not.
Enjoy watching your DS at tumbletots - great exercise and fun I would have thought!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Hi Lunar, glad to hear you are doing well and well done on all those no spend days!
Let me know how the growing goes, I am desperate to have a go at it but last years efforts at growing seeds saw me lovingly tend to a flower that later turned out to be a dandelion! I clearly dont have naturally green fingers! xxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Debt payments have gone out today so £1025 to take off the total. Hopefuly we will be able to make another OP in the middle of feb. The minimum payments only total £75 per month as all the debt is still in the introductory offer period. Off to update the sig.....DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0
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that is one big payment - well done you!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Brilliant overpayment Lunar, sig is looking good! xxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
We have been throwing everything at the debts recently, I have been cooking everything in batches from scratch, walking instead of the bus and not spending anything we dont have to. OH's parents will be coming over for 2 months at the end of march. It will mean OH wont be doing overtime and we will be taking lots of expensive trips, meals out etc.
We have £3000 in savings to cover their time here but £1000 of that will be for the flights. We will be going to london for 4 nights, we need to decide what else to do while they are here.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0
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