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Lunar has a house and lots of shiny new debt to get rid of!
Comments
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So have you got a plan of action re your money between now and your due date - and what will happen money wise when you are on maternity leave - never too early to start planning!
Hope you are taking that folic acid too! Congrats againAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I have only gone back to work one day a week anyway since having DS. All our money is worked out on just OH's pay with mine being a bonus so we will be ok. I am not sure what I will do after the baby arrives. OH wants me to stay at home and go back to work when the youngest is 3. I love that idea, I just need to check how much i have to work per year to maintain my registration.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0
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sounds good.... is there anyway you could increase your hours while pregnant - to a) give you more maternity pay and b) give you more of a cushion....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
What incredible news!!!
Take care.
Love Hayley xxA penny saved is a penny earned' - Benjamin Franklin0 -
I cant believe I am typing this, I have lost my baby and will be going into hospital tomorrow. I dont know what else to say really.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0
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Oh my goodness! Lunar I really really feel for you.
Take care hun. We're all thinking of you xxx xxx xxx
Sarah
xxx:heart2: THANK YOU MARTIN!! :heart2:0 -
I am so sorry Lunar... both of you take care hun. xxMortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
So sorry.
Sending all our love.
Hayley xxA penny saved is a penny earned' - Benjamin Franklin0 -
thank you for the support, still finding this so hard. when i look at the top of this page i remember how happy i was. i might leave a bunch of empty posts to get me to page 8. i have to get in the festive spirit for my son at least.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0
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Lunar I am so so sorry to hear your news. Life can be so cruel.
Take care sweetheart x x x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0
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