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Lunar has a house and lots of shiny new debt to get rid of!

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Comments

  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So have you got a plan of action re your money between now and your due date - and what will happen money wise when you are on maternity leave - never too early to start planning!

    Hope you are taking that folic acid too! Congrats again
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    I have only gone back to work one day a week anyway since having DS. All our money is worked out on just OH's pay with mine being a bonus so we will be ok. I am not sure what I will do after the baby arrives. OH wants me to stay at home and go back to work when the youngest is 3. I love that idea, I just need to check how much i have to work per year to maintain my registration.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sounds good.... is there anyway you could increase your hours while pregnant - to a) give you more maternity pay and b) give you more of a cushion....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • What incredible news!!!

    Take care.
    Love Hayley xx
    A penny saved is a penny earned' - Benjamin Franklin
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    I cant believe I am typing this, I have lost my baby and will be going into hospital tomorrow. I dont know what else to say really.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • SazM030306
    SazM030306 Posts: 1,317 Forumite
    Oh my goodness! Lunar I really really feel for you.
    Take care hun. We're all thinking of you xxx xxx xxx
    Sarah
    xxx
    :heart2: THANK YOU MARTIN!! :heart2:
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am so sorry Lunar... both of you take care hun. xx
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • So sorry.

    Sending all our love.

    Hayley xx
    A penny saved is a penny earned' - Benjamin Franklin
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    thank you for the support, still finding this so hard. when i look at the top of this page i remember how happy i was. i might leave a bunch of empty posts to get me to page 8. i have to get in the festive spirit for my son at least.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Lunar I am so so sorry to hear your news. Life can be so cruel.

    Take care sweetheart x x x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
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