We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Lunar has a house and lots of shiny new debt to get rid of!
Comments
-
I went out today and have bought a new charm for my chamelia braclet, its called mothers heart and is my reminder of the baby I lost. I wanted something that I could hold onto to remember my angel.
we are all ready for christmas, I am sat watching my DS sleep and its helping a little to get me into the spirit of christmas. I am determined to give him a good christmas, I have so many good things in my life, i just need reminding of that right now.
I hope everyone has a happy christmas. Thank you again to everyone for your support.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0 -
Hope you and the family have as good day. Considering what you have been through over the years, your son must be one hell of a fighter to be here. Enjoy Christmas with him.
Lots of love x xx xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Hope you have a lovely day. I think the charm on your bracelet is a nice idea. I did something like that once for someone I lost where I wasn't allowed to go to the funeral.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
We had a nice quiet christmas and new year. DS loved opening his presents and playing with the paper! I will be so happy when things get back to normal next week.
The debt is going down well, I have just paid off the first virgin credit card as we had some money saved and it was due to start having interest charged at the end of january.
Old sig for referenceDFW NERD NO.656 DEBT DECEMBER 24th 2009 £16525
VIRGIN CC £2975 BT CC £2550 BT CC2 £7000 VIRGIN CC2 £4000
TOTAL DEBT AUGUST 2007 £36600
MFiT T2 NO.56 WE OWN 26.3% OF OUR HOUSE SO FAR!
MISSING MY ANGEL WITH ALL MY HEARTDFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0 -
Glad you got through christmas okay - always difficult when you've been bereaved!
Nice to see the change in your sig - well done you!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
OH and I spent a long time chatting last night about our plans for this year. Even thought my fertility consultant has said he is happy to start an IVF cycle in a months time I have decided I cant go through it again at the minute. We will continue to try naturally for 6 months and then talk about it again if nothing happens.
Money wise we are still hoping to be debt free by the time I am 30 in july, it will be hard going but that is our goal. I really need to get some things listed on ebay this week.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0 -
so sorry to hear your sad news via penguins thread...big cyber hugs for you as know it must be heartbreaking for both of you...Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
-
Hi Lunar. SO sorry to read this news. I have worn those shoes and know how devastating it is. You will come through it and your wee man there will help you. I can't believe he is 1 !!!! Chin up me dear5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Hi Lunar,
Finally managed to catch up on your thread and I just wanted to add my hugs to you all too.
Tea
xx0 -
hi lunar - I think you are right to wait a little while - and if that means you are debt free as well by then then that will be fabulous!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards