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Get yourself a 'Mortgage Pig'
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hi all, am so inspired by you and all the pigs/sheeps etc. As i mentioned before we have a hefty 185k mortgage, (down now to £170k), but i keep thinking of you all, and overpaying randomly between £10-80 month. DH has finally also seen the light about it!
Am yet to get my pig as such, but am currently continuing to fill our big (4.5litre) famous grouse bottle with 10p and below (usually takes us 2years on average) and finally we are nearing the bottles neck!!-so this will be added to mortgage asap. (only prob is how long it takes to convert it-darn banks only taking 5 bags of change a day...don't get me started on that one)!
Alongside the above mortgage bottle, we have a laminate fund of £2coins in an unopenable tin that should hold £500-so we are working hard on that too.
(am tempted to convert it to a mortgage fund, but DH would kill me, and the laminate would make my life easier in terms of cleaning after the 2 preschool kids!)
Am hoping to do my first boot sale this month, and may trying listing on amazon (aka halloween queen's territory!), have some unopened+unwanted dvds i may dispose of. Am hoping to get a colouring comp piggy from pigsback, so i can truly join you all with a real proper mortgage pig (not sure the bottle is offical enough for you all!!) that i can hopefully fill and empty more often.Mortgage free 04/03/2025. Thanks to this site and lots of overpayments bit by bit.
Next stop: house repairs, holiday fund, replace our very old cars, more financial security/early retirement savings.🤞0 -
Hi Clarew! Good luck with the boot sale. Monkey lugs, you can post on here or set up a new thread, entirely up to you, I hope you stay on here!
I've kicked off September with nealry £180 so happy with that start! It was money I'd started off by listing stuff or selling stuff during august but received the money today, so will go towards this months target!0 -
Welcome to all new pigs, jars etc & their owners!
Peefer is getting fuller by the day, am looking forward to the emptying!
Have updated my sig - my situation is complicated but I need to match OH's contributions to get back to 50/50. In August have paid £512.81 - 400 wages, 42 increase in tax code, 45 from work night out allowances, rest in odds & sods.
Started last month at £11743.09 deficit. I want it paid in 3 yrs, but will have to alter monthly payments (e.g. DS back to uni next year so -£200 a month available (although he is paying £80 board so only -£120). So instead of bringing date forward am calculating what monthly payments need to be to reach my aim - now down to £320.27.
Sept started well - £14.09 round up on mortgage plus DS's board, but car having service plus holiday to pay for this month, so won't be as high as August.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Well done ali!
I'm now waiting for my mortagage statement, I have a routine now, first day of the month I check if I'm one of the big winners on premium bonds, then I check on about the third day to see if I've won £50 then about the fifth day I get my M statement and tick off what I've paid in and update my signature!
Then I desperately try to get it down by a thousand befaore the next statement! I'm hoping to bypass 78k and go to 77 - just but won't know if I made it until i get the statement!0 -
Thanks for the idea, my wife and I have been saving the pennies and pounds in a large jar, we have now just added a large sign to try and make us work harder on it.
Good luck to all, love the idea of the pig, but for the moment the jar will do. Hopefully be able to cash in the change quite soon.
Thanks again!0 -
Well I have just counted flossie in full for August a lot of £31, am so impressed, that is addition to the £15.50 (or so) from ebay and £79 insurance rebate this monrth. Total £125.50. Its all going into a savings account (better interest rate than the mortgage rate) and will be lumped off once a year.
Just need to persuade DH that his bottle which has a good few quid in (he says he saving it for alcohol at christmas) is better off going towards the mortgage.0 -
Just wanted to let you know our pig is called Monty. He is currently empty but hopefully will be filling up soonSorting my life out one day at a time0
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jo_b wrote:If anybody is wanting to start their own mortgage pigs, the pink pigs from Pigsback now 'cost' fewer points:
Pigsback.com piggy bank
[FONT=Verdana, Arial, Helvetica, sans-serif]WAS:[/FONT][FONT=Verdana, Arial, Helvetica, sans-serif]
400 PiggyPoints[/FONT]
[FONT=Verdana, Arial, Helvetica, sans-serif]NOW: [/FONT][FONT=Verdana, Arial, Helvetica, sans-serif]
325 PiggyPoints[/FONT]
Join via www.pigsback.com and check out the thread in Freebies for advice on getting loads of points!
:T Thankyou for this.....even though I've got priscilla had enough points to order a pigsback pig so she will have a mate - percy - hope they make lots of little priscillas and percys:DMFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
SPC 18 #6 £315.70(04/08/25)
SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£0 -
mummytummy wrote::T Thankyou for this.....even though I've got priscilla had enough points to order a pigsback pig so she will have a mate - percy - hope they make lots of little priscillas and percys:D
My piggy is called Percy as wellLets hope they both get fat and make us happy :rotfl:
MFiT Member No 85
:money: Martin says NO :money:0 -
Welcome to Monty and Percy!!!! I went to Tescos today, and used £4 worth of vouchers off my bill, so thats now going straight into my pig!!!!0
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