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SS's Debt Diary!

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  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Was laying in bed this morning and was thinking about money, as always! :rolleyes:

    Anyway, I thought I would dig out my first ever post! :D

    Could hardly remember any of it but it has made me realise how far I have come in six months and how much more knowledgeable I am! :cool:

    If any cares, here it is! :rotfl:
  • Murtle
    Murtle Posts: 4,154 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    what a way to come, well done!!! .....and there goes another 30minutes of cleaning....reading your original thread and seeing how well you are doing!! Glad to see your date is creeping every shorter!!!

    x
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ur doing fantastic mate you have come so far keep on it SS and u will be debt free in no time :beer:
    Savings Total so far for 2023: £8,062.58
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Well done, youve really stuck at it - good luck for the future aswell!! dotty xx
    Focusing on clearing the credit cards in 2018 :T
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Have spent the whole afternoon getting rid of the squeaks in the floorboards :rolleyes: so have spent no money! :j

    Think I'm gonna phone Tesco tomorrow and try to get my loan rate lowered. Could save me £35 a month so will be worth the risk of getting rejected! :D
  • D&DD
    D&DD Posts: 4,405 Forumite
    SS are you sure its the floorboards squeaking and not you due to your new found (ahem) tightwadedness?? ;)
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Busted! :doh: :rotfl:
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Am bored out of my brains so I though I would despress myself with figures! :rolleyes:

    Since the 1st October I have paid £4,731.39 to my debts! :eek:

    I can't believe how much that is! That could have all been mine! :(

    My total debt has reduced by £4239, which means £492.39 has been paid in interest! :eek: That's around 10% of what I've paid, however my interest rates are alot lower now I know what I'm doing. Sort of! :p

    Just so annoying to think what I could have spent that money on! :wall:

    If I wasn't in debt I'd be rich! :rotfl:
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Am bored out of my brains so I though I would despress myself with figures! :rolleyes:

    Since the 1st October I have paid £4,731.39 to my debts! :eek:

    I can't believe how much that is! That could have all been mine! :(

    My total debt has reduced by £4239, which means £492.39 has been paid in interest! :eek: That's around 10% of what I've paid, however my interest rates are alot lower now I know what I'm doing. Sort of! :p

    Just so annoying to think what I could have spent that money on! :wall:

    If I wasn't in debt I'd be rich! :rotfl:


    know exactly how u feel mate dont worry we will get there together :beer:
    Savings Total so far for 2023: £8,062.58

  • Anyway, I thought I would dig out my first ever post! :D

    Could hardly remember any of it but it has made me realise how far I have come in six months and how much more knowledgeable I am! :cool:

    If any cares, here it is! :rotfl:

    SouthernScouser - am astounded at how many posts you have posted in six months! That's about 30 a day!

    Good on you! I thought I was addicted!

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
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