Clawing back - the second half

Sun_Addict

Enjoy the pantomime Cbm. Veg crumble sounds yummy - lovely comfort food.

Lemon Tree - I'm with you on the sleepy issue. I'm in bed before 10 most nights and fall asleep as soon as my head hits the pillow but I still feel tired in the day. Blame it on the weather. Come spring and the sun is shining through the window in the morning we'll all be bouncing out of bed (she says hopefully!).

Lemon_Tree

wish summer did cure me of my getting out of bed phobia - i'm just not a morning person!

Claw_back_money

I'm not working today, and OH brought up his laptop before he went to work early, and I'm lying in bed doing all the morning bits and pieces. I must admit it feels really 'naughty', but its nice too. Banks, clicks etc all done and all as expected.
No news on our PC. The shop phoned on Friday to say it wouldn't boot, and they think the motherboard may have packed in, obviously unrelated to the malware just an unhappy coincidence. That may mean we are looking at a new machine - unfortunately I need to use the pc to look at ms money to work out how much and when we can afford it - I'm feeling a bit lost without checking what expenditure is coming up. I did copy files onto a memory stick but am a bit worried that the malware is on it to so don't want to open it on OH laptop unless I really have to.
Ebay was disappointing this week - sold 3 items at 99p with a few quid for postage - better than nothing I suppose and removes another 3 unused things from the house.
I did an extra day's work yesterday, delivering training (paid) some way from home - leaving 7.00 getting home 6.30 which may account for me feeling tired and slow this morning! Hopefully that will be extra pay at the end of March which may help with the CC.
Nothing exciting planned today:
posting ebay parcels etc
body balance (if I can get said body out of bed and vertical!!)
training assessment (voluntary work though) this afternoon
wash kitchen floor again
menus / shopping list / shopping at least for cat food

Cheers all
Cbm

Sun_Addict

Sorry to hear about your PC. I'm lost without my budgetting spreadsheets. They're stored on my private drive on my work computer but really must get around to replicating them and putting them on my laptop just in case. Unfortunately this will mean me starting them from scratch at home as we're not allowed to copy things from work computer onto a memory stick to take home due to breach of security rules.

Enjoy your day at home!

milann

Sounds like a productive day off work. Hope the puter isn't too costly. It's quite scary how reliant we are on these things now.

Milann

Poorbuthappy55

ooooh laptop in bed what a great idea why haven't I done that?? Did you get up or stay there all day?

PBH xx

Claw_back_money

I did get out of bed eventually, PBH, quite reluctantly I must say! I got the jobs done that were needed. No news on the pc yesterday, I might phone later.
Today I'm working from home, and am having problems with my network connection - rebooting the stupid thing for about the 3rd time this morning. The trouble with being part time is that I start the working week with about 70 emails and when the network is so slow I can't get rid of the dross quickly. I've been working for nearly 2 hours and still haven't opened 30-odd :mad:.
Hopefully this restart, a coffee and a stretch will help us both get back to it!
Not a lot of the DFW to report. I had a good day yesterday; did a mini-shop in morissons to get cat food and also some bits that were very cheap; I used Sacla buzz vouchers to get 2 jars of sacla pesto for 31p each as they're on offer at the mo. Also some whoopsie veg and a bunch of flowers, pretty freesias which hopefully will open and trick my nose and eyes into thinking its spring - and I mean happy thoughts not hayfever!
Persuaded OH last night that we needed to double check that car insurance for his car isn't cheaper elsewhere, and that we'd pay for it in full rather than in installments; the money is in the joint account to do it, probably as there is no council tax. He was a bit reluctant - but I reminded him of when we got lots of money out of Quidco for changing 2 years ago. We just need to find time over the weekend to do it now!

Have a good day all
Cbm

Sun_Addict

Hi Cbm- time spent shopping round for cheaper quotes will be time well spent. You know from my diary I saved OH £72 on his van insurance. Don't pay in installments unless you have to, it's a waste of good money better off in your bank!

Claw_back_money

Heard on the PC - motherboard and other bits have gone wrong :mad: . The shop reckons that it is not worth mending a machine that age. The good news is they can make me a machine better than what we've got for £150, and retrieve the data - hopefully.

Cbm

Claw_back_money

Payday, hooray! I'm really missing the spreadsheets etc and MS money where I track the accounts and can tell exactly how much money is needed for bills etc.
I have paid a relatively small amount off the MBNA card, bringing the balance down to £1,700. Thinking back, I was really reluctant to take job #2, but actually that second source of income was excellent as every penny went to knock money off the debts, and I miss it now (the money - not the stress!) It takes an awful lot of ebay/butlins 10p scratchies etc to make just £100!

Caution! Tedious musings ahead!

In March I am expecting
about £70 from edigital - I'm surprised that the cheque is not even showing as on its way
about £20 from quidco
refund £60ish for a returned item from a mystery shop
at the end of the month - payment for extra hours worked in Feb and high mileage - £350ish
nearly at £10 from butlins so will also withdraw that

I could also put my expense claim in for the vol work, that is probably another £300 in travel, stationery and refreshments for training courses. Hmm, I could work that out this afternoon.

I can't see, realistically, how I'm going to get the MBNA card paid before its 0% rate runs out, so might need to BT - or - depending how much it is - possibly shift the debt to the overdraft; no fee just interest.