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Sub Prime Credit Thread Part III

1784785787789790804

Comments

  • Assistant Driller Offshore
  • Assistant Driller Offshore

    Got any jobs matey? Isn't that usually 6 months on - 6 off? :beer:

    Been here yet? http://www.scandoil.com/moxie-bm2/by_province/north_sea_rim/statoil-signs-new-contracts-for-the-hire-of-two-ri.shtml
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Assistant Driller Offshore
    Nice.... Bet your on a few quid ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Nice.... Bet your on a few quid ;)

    He's always skint mate :rotfl: :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • I need to start up my fight with callcredit again. I can see that they have added the incorrect links again including default!

    I may cancel my Experian & Equifax reports as I am attempting to make no new applications in the next year although I only have 4 searches on Equifax :-)

    Also concidering switching my salary back to HSBC :)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • He's always skint mate :rotfl: :rotfl: :rotfl:
    I don't know how lol
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • I need to start up my fight with callcredit again. I can see that they have added the incorrect links again including default!
    Do you think that I have no pre-approved offers on my Barclays account because of the CallCredit errors?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Do you think that I have no pre-approved offers on my Barclays account because of the CallCredit errors?

    It shouldn't matter too much cos they only soft search CC - they always use Experian/Equifax for their full search don't they.... why, you want to apply for a loan?

    Why not apply for a sygma card of your equifax is clear mate...? :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • It shouldn't matter too much cos they only soft search CC - they always use Experian/Equifax for their full search don't they.... why, you want to apply for a loan?

    Why not apply for a sygma card of your equifax is clear mate...? :beer:
    Well I was wondering if they are getting a monthly data feed from the CRA's including callcredit and are using some of this data to make there pre-approved descions?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Well I was wondering if they are getting a monthly data feed from the CRA's including callcredit and are using some of this data to make there pre-approved descions?

    Quite possibly as they do subscribe to CC's feeds now - but they would never decline you based on a report from CC - they use the big 2 (as at todays date of course).... :D

    This means, to you, that although you won;t see any pre-approved offers as such, you may get an instant accept if your credit file is clear. So assuming your equifax file is clean then log-in and apply for a barclaycard and you may well get accepted based on equifax report and your internal behaviour. :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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