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Sub Prime Credit Thread Part III
Comments
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Assistant Driller Offshore0
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fairmorn308 wrote: »Assistant Driller Offshore
Got any jobs matey? Isn't that usually 6 months on - 6 off? :beer:
Been here yet? http://www.scandoil.com/moxie-bm2/by_province/north_sea_rim/statoil-signs-new-contracts-for-the-hire-of-two-ri.shtml
2010 - year of the troll 
Niddy - Over & Out :wave:
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Nice.... Bet your on a few quidfairmorn308 wrote: »Assistant Driller Offshore
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Nice.... Bet your on a few quid

He's always skint mate :rotfl: :rotfl: :rotfl:
2010 - year of the troll 
Niddy - Over & Out :wave:
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I need to start up my fight with callcredit again. I can see that they have added the incorrect links again including default!
I may cancel my Experian & Equifax reports as I am attempting to make no new applications in the next year although I only have 4 searches on Equifax :-)
Also concidering switching my salary back to HSBC
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
I don't know how lolnever-in-doubt wrote: »He's always skint mate :rotfl: :rotfl: :rotfl:Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Do you think that I have no pre-approved offers on my Barclays account because of the CallCredit errors?Innocent_Guy wrote: »I need to start up my fight with callcredit again. I can see that they have added the incorrect links again including default!Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Do you think that I have no pre-approved offers on my Barclays account because of the CallCredit errors?
It shouldn't matter too much cos they only soft search CC - they always use Experian/Equifax for their full search don't they.... why, you want to apply for a loan?
Why not apply for a sygma card of your equifax is clear mate...? :beer:
2010 - year of the troll 
Niddy - Over & Out :wave:
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Well I was wondering if they are getting a monthly data feed from the CRA's including callcredit and are using some of this data to make there pre-approved descions?never-in-doubt wrote: »It shouldn't matter too much cos they only soft search CC - they always use Experian/Equifax for their full search don't they.... why, you want to apply for a loan?
Why not apply for a sygma card of your equifax is clear mate...? :beer:Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Well I was wondering if they are getting a monthly data feed from the CRA's including callcredit and are using some of this data to make there pre-approved descions?
Quite possibly as they do subscribe to CC's feeds now - but they would never decline you based on a report from CC - they use the big 2 (as at todays date of course)....
This means, to you, that although you won;t see any pre-approved offers as such, you may get an instant accept if your credit file is clear. So assuming your equifax file is clean then log-in and apply for a barclaycard and you may well get accepted based on equifax report and your internal behaviour.
2010 - year of the troll 
Niddy - Over & Out :wave:
0
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