Sub Prime Credit Thread Part III

joel10873

i applied for a barclaycard initial, it didnt decline but said they needed further information to process request, i am guessing htis is probably to verify address as i only lived at this address a few months

is this likely to accept?? or is this still likely to decline

TheEffect

joel10873 wrote: »

i applied for a barclaycard initial, it didnt decline but said they needed further information to process request, i am guessing htis is probably to verify address as i only lived at this address a few months

is this likely to accept?? or is this still likely to decline

The first time I applied, it got referred and was declined. I applied every 3 months after that and got instant declines. :rotfl:

Who thinks the HSBC Regular Saver is worth it? I am saving between £400-£500 a month and thinking of opening one. It basically pays for the HSBC Plus account then (which I have, as well as a gap year account)

c00kiemonster_2

Thanks to this thread I have been accepted for the barclaycard initial card now I'm on the road again to rebuilding my credit rating after all those horrible years in debt.

This time I will be a responsible credit card user as I got very heavily into debt twice before, never again though!

Thanks again:j

Brian1966

Not posted in a while due to being mad busy with work.
Just been accepted by Next...they told me to get stuffed last year :j
Low limit at £250 but more green zero's.
May close some of my Jd Williams accounts in next few months as my 'available credit' is getting silly.
Empire stores limit now at £1700 and rising!!! Started at £750 in Feb.
Hoping for another bump off Vanquis too before xmas, want GOLD!
May try Barclaycard next....they can only say no :rolleyes:
Hope everybody in Sub Prime land is good :beer:

ElkyElky

In a few days, it'll be 4 months since I got my last increase on my BOS credit card to £1000.

I'll be allowed to request another increase. What should I increase it to? Would I be chancing my luck if I tried £2500 or more?

ElkyElky

Brian1966 wrote: »

Not posted in a while due to being mad busy with work.
Just been accepted by Next...they told me to get stuffed last year :j
Low limit at £250 but more green zero's.
May close some of my Jd Williams accounts in next few months as my 'available credit' is getting silly.
Empire stores limit now at £1700 and rising!!! Started at £750 in Feb.
Hoping for another bump off Vanquis too before xmas, want GOLD!
May try Barclaycard next....they can only say no :rolleyes:
Hope everybody in Sub Prime land is good :beer:

There'll be thousands of green 0's on your file with the amount of accounts you have. :rotfl:

Klingon_53

I just wondered if any one has ask C1 for a credit increase which according to the leaflet I recieved we can do now with the classic card

fairmorn308

Good morning troops

Its been a while since i was last on here been working really hard studying for a course i was doing and good news is i managed to get a pass so it opens alot of doors for me now work related.

Settling into new house fine anyway just trying to get xmas out the way before i can really pay more off my credit cards anyway. There all cut up so cant go spending on them coming upto xmas anyway.

Going to write a letter to capital one this afternoon regarding the cheque they still owe me for bank charges and also the default they have is getting removed in a few days so just a wee reminder for them.

izools

... Just applied for Barclaycard Initial and got the "We need more information" result.

I have five active accounts at my current address, two credit cards and three bank accounts. I bank with Barclays, too.

I should've held off because I'm not on the electoral role yet but I couldn't help myself as Equifax "Corrected" some stuff on my credit report... linked address stuff... I thought I should give it a go before the "Mistake" got "Un-corrected"

Has anyone else had success with the "We need more information"? If my thinking is correct Barclays won't have seen any adverse in that credit check...

seeya23

good luck with Barclaycard Initial i hope you get it