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Sub Prime Credit Thread Part III

1693694696698699804

Comments

  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    I got declined from Sainsburys saying I do not meet their criteria. Is it worth appealing?
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    ElkyElky wrote: »
    I got declined from Sainsburys saying I do not meet their criteria. Is it worth appealing?
    Its always worth appealing...... For the cost of a stamp anyway.... :beer:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Can someone who works for abbey tell me what the MC-L level means.

    Obviously it is something to do with position/access?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My Aqua Card is still showing as £350 limit and £350 available online. I asked for it to be closed two/three days ago. Also, I went into Halifax today to ask why I keep getting declined. She told me it was because I was 18 and have limited credit history. She said stop applying online and go into a branch and apply, as they can look in more detail at your application.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    TheEffect wrote: »
    My Aqua Card is still showing as £350 limit and £350 available online. I asked for it to be closed two/three days ago. Also, I went into Halifax today to ask why I keep getting declined. She told me it was because I was 18 and have limited credit history. She said stop applying online and go into a branch and apply, as they can look in more detail at your application.
    When are you going to go into branch?

    I always apply in the branch.....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • morning people
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    morning people
    Morning all...
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 30 August 2009 at 5:08PM
    Morning. I hit 1000 posts today. :D I also opened a Regular Saver with HSBC. Have a £100 standing order each month. I'm useless at saving, so as this account cannot be touched for 12 months, it's a good way for me to save a little. I also set a standing order up for £200 into my flex saver account. :)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Guys like my avatar?

    innocent1.jpg
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Only a draught BTW ;)

    :rotfl::rotfl::rotfl: Please do not rip it to shreads :rotfl::rotfl::rotfl:

    BTW I know I need to add a (s) to bank accounts :rolleyes:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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