We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Sub Prime Credit Thread Part III
Comments
-
Flybe, got it roughly 2 months ago. I thought it would have been risky applying for another Sygma so soon but apparently not. The next card on my 'apply list' is the All Staints card. :rotfl:
LOL, you're mad - I thought 3 months was the earliest you had to wait!
So what limit did you get with the first card and remember to tell us what the silver comes with :rotfl:
2010 - year of the troll
Niddy - Over & Out :wave:
0 -
never-in-doubt wrote: »LOL, you're mad - I thought 3 months was the earliest you had to wait!
So what limit did you get with the first card and remember to tell us what the silver comes with :rotfl:
It's in my signature LOL. £1000 on the Flybe. Will most likely get the same for the Silver, hope so anyway, I need to BT £600 from my Vanquis before the statement arrives.
Having £600 on my Vanquis at 54% is making me nervous.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
Hmm but Elky what makes you think your gonna get the 0% deal with the Silver card? If your not on the top bracket with the flybe your on the 24.9 % one like me. Are they not likely to offer you the same again with the silver card?
Also when you got your flybe card did you get a promotional purchase rate?0 -
Hmm but Elky what makes you think your gonna get the 0% deal with the Silver card? If your not on the top bracket with the flybe your on the 24.9 % one like me. Are they not likely to offer you the same again with the silver card?
Also when you got your flybe card did you get a promotional purchase rate?
When I got the Flybe card, I was given the 0% for 6 months on balance transfers. I also had a financial link on my credit report with someone else whom has a very bad credit history. Now that the link is removed, it can only have a positive impact on my file. Hopefully they'll give me a lower interest rate on the Silver card.
As for the 0% deal on the Silver card, I'm sure they'll give me it but I'm not worrying if they don't. £600 at 24.9% apr is miles better than at 54% apr.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
Very true just was wondering thats all. Your financial situation has changed I see so a better deal im sure. That Vanquis apr is absolutely shocking. If they put mine up im getting rid for sure!0
-
good evening to all0
-
Very true just was wondering thats all. Your financial situation has changed I see so a better deal im sure. That Vanquis apr is absolutely shocking. If they put mine up im getting rid for sure!
I wrote to Vanquis a few days ago asking for my rates to be lowered. I think I'll be cancelling it if they don't lower the rates.
When I first got the Vanquis card, I had no credit history so I understood why they felt the need to make the rates so high. Now I'm no longer a "risky" customer so they can either lower the rates or their card will be going down the toilet like my Capital One.
We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
hi!
has anyone missed me?????THANK MEEE:j0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards