Sub Prime Credit Thread Part III

seeya23

mumofboys wrote: »

What would they need? The letter goes on about sending original documents, but they don't make it clear what is needed.

MOB

get him to call them and see what documents they want

mumofboys_2

seeya23 wrote: »

get him to call them and see what documents they want

Thanks Seeya, sadly he doesn't really "do" sorting out finance stuff, so I have bitten the bullet and opted for recent utility bill, bank statement, and payslip, so hopefully this will give them something to think about.

Thanks for your help, and I will let you know how we go.

MOB

never-in-doubt

cifpower wrote: »

Got 2 letters from Citibank this morning. One saying "we are processing your app" and another saying, "you having a laugh?"

Oh well.

Might be an idea to wait until after you've sorted the CRA's out before applying, wouldn't you agree matey

never-in-doubt

mumofboys wrote: »

Thanks Seeya, sadly he doesn't really "do" sorting out finance stuff, so I have bitten the bullet and opted for recent utility bill, bank statement, and payslip, so hopefully this will give them something to think about.

Thanks for your help, and I will let you know how we go.

MOB

More than enough, with Very (Shop Direct) you could have just rung them and they'd probably reverse it over the phone anyway - no need to send stuff in.

Best of luck, keep us updated!

never-in-doubt

ElkyElky wrote: »

It has been 2 weeks since I applied for the Sygma Silver card and still haven't heard anything. I think I'm going to give them a call right now.

EDIT: My application was accepted. No word of the limit or rates as of yet. They said they have just sent the card out and should receive it within a few days.

:T :T :T You jammy beggar! :T :T :T

Parki_2

Where did you apply for the Sygma Silver card? Never heard of it. I cant wait for my six months so I can ask for an increase on my flybe.

Im coming upto the 4 months on my Cap One and Vanquis so im looking forward to seeing those hopwfully increase. I know quite a few people were applying for these at the same time as me so has anyone had any increases ?

ElkyElky

never-in-doubt wrote: »

:T :T :T You jammy beggar! :T :T :T

LOL I wonder if I can go for a 3rd Sygma card.

I'm taking bets on how many more I can get before they give me my first decline.

ElkyElky

Parki wrote: »

Where did you apply for the Sygma Silver card? Never heard of it. I cant wait for my six months so I can ask for an increase on my flybe.

Im coming upto the 4 months on my Cap One and Vanquis so im looking forward to seeing those hopwfully increase. I know quite a few people were applying for these at the same time as me so has anyone had any increases ?

Exactly 13 days ago. I've had my Flybe Card for about 2 months and decided to try another Sygma card. Their Silver card has 0% on balance transfers and purchases. https://www.your-application.co.uk/NetFinanceCertegymicrosite/silvermastercard/PaymentProtection.aspx

never-in-doubt

ElkyElky wrote: »

LOL I wonder if I can go for a 3rd Sygma card.

I'm taking bets on how many more I can get before they give me my first decline.

Claire has 3 mate - best to wait a while though before going for another! How long did you have the original card for - was it flybe or jjb?

you're still a jammy beggar lol :rotfl::rotfl:

ElkyElky

never-in-doubt wrote: »

Claire has 3 mate - best to wait a while though before going for another! How long did you have the original card for - was it flybe or jjb?

you're still a jammy beggar lol :rotfl::rotfl:

Flybe, got it roughly 2 months ago. I thought it would have been risky applying for another Sygma so soon but apparently not. The next card on my 'apply list' is the All Staints card. :rotfl: