Sub Prime Credit Thread Part III

claire6hy

seeya23 wrote: »

yes where have you been

come in and out now and again, but been doing lots with ellie since its the holidays from nursery:)

shes all toilet trained now, so mission complete
x

cifpower

Just had my 40 minute "interview" with Northern Bank. They verified me electornically whilst I was on the phone and he said the documents will be sent out within 72 hours.

Joy!

savagej

cifpower wrote: »

Just had my 40 minute "interview" with Northern Bank. They verified me electornically whilst I was on the phone and he said the documents will be sent out within 72 hours.

Joy!

Can I ask do you live on the UK mainland and which account did you apply for?

Do you know if you could not have been verified electronically would they have asked for a photocopy of your passport etc.?

Lastly, why was your interview so long, 40 minutes seems like quite a while to open a current account which I presume you were doing.

Cheers

James

cifpower

savagej wrote: »

Can I ask do you live on the UK mainland and which account did you apply for?

Do you know if you could not have been verified electronically would they have asked for a photocopy of your passport etc.?

Lastly, why was your interview so long, 40 minutes seems like quite a while to open a current account which I presume you were doing.

Cheers

James

I live in NI. If you live in mainland UK the basic accounts from Clydesdale or Yorkshire work the same as all 3 banks are owned by the same institution.

I applied for the Personal Access account with Northern.

If they could not verify me electronically I would have had to go into a branch with photo ID and a utility bill.

The interview was 40 minutes as he had to read so much regulatory crap and he also detailed all my expenditure.

Whamy

Hello all


I do like to drop in now and again if I have anything to share or update you all on.


Just had my second credit limit increase since being with Capital one since my BR
discharge in 2004.


Started with £200 then a jump to £800 about 16 months ago now just upped to £1800.


never asked for the increase just had a letter to say that's your new limit.


Whamy

TheEffect

Got a letter confirming Littlewoods account is closed today. Aqua is going next, then I'm all done.

seeya23

TheEffect wrote: »

Got a letter confirming Littlewoods account is closed today. Aqua is going next, then I'm all done.

well done mate you still keeping your capone

TheEffect

seeya23 wrote: »

well done mate you still keeping your capone

Yup, 4th statement on the 19th August. Should get a credit limit increase.

PARIS_5000

TheEffect wrote: »

Got a letter confirming Littlewoods account is closed today. Aqua is going next, then I'm all done.

Why did close your littlewoods account because they are not subprime and the interest is 0%.

never-in-doubt

PARIS_5000 wrote: »

Why did close your littlewoods account because they are not subprime and the interest is 0%.

would still affect credit ratio availability and could be a waste of credit 'available' :beer: