Sub Prime Credit Thread Part III

Woodyrocks

Ooh, the Additions Direct sounds interesting. Is that a normal credit card or just a store card? If CC please provide a link as I would give it a shot (would love to dump Vanquis too as it is the highest APR 49%!!! of the 2 (Flybe 28%) I have). Would love to have a 19% card

Parki_2

just_about wrote: »

Yheh even i was a bit surprised when i got that limit, but mind you at that point of time my credit file was absolutely spotless,then I was gettin almost any thing that I was applying for, too bad didn't apply for the plat card, may be could have even got that :rolleyes:

Anyway yheh mate don't worry you will get an increase .. Mind me askin you what limit you on at the moment ?

My limit is £1000 and I have just had my first statement.

freedom2008

Woodyrocks wrote: »

Ooh, the Additions Direct sounds interesting. Is that a normal credit card or just a store card? If CC please provide a link as I would give it a shot (would love to dump Vanquis too as it is the highest APR 49%!!! of the 2 (Flybe 28%) I have). Would love to have a 19% card

I think I typed the wrong name in my first post (due to the excitement of getting the card lol) it not the additions card I got its the accessory card. Just google JD Williams accessory card for the link. . Some people have been given one with an apr of 24.9% but you can get 19.9%, still better than CAP one and vanquis

seeya23

Afternoon !

robbo990

Parki wrote: »

Congrats. You get one of the new cards then? I should have held on for one grrr ;p

No still one of the old designs

seeya23

good evening to all

TheEffect

Just out of curiosity, do Sky credit check and/or report to CRA? I phoned and signed up to Sky, 12 month contract at £18 a month. I didn't even think about whether they actually credit check or anything like that, as I just thought if you don't pay, they cut you off.

My viewing card is on its way anyway. I can't check Experian or Equifax for searches as I've canceled my subscription for both.

cifpower

Sky never checked me and they do not report

sutton111

TheEffect wrote: »

Just out of curiosity, do Sky credit check and/or report to CRA? I phoned and signed up to Sky, 12 month contract at £18 a month. I didn't even think about whether they actually credit check or anything like that, as I just thought if you don't pay, they cut you off.

My viewing card is on its way anyway. I can't check Experian or Equifax for searches as I've canceled my subscription for both.

Cif is right. They never checked my Dad's credit files nor do they report to CRA. They may check their internal records for debt but I should imagine that's about it.

sutton111

Shall I move from Abbey to Barclays. I'm annoyed with Abbey because they still won't give me a Visa Debit card.