Sub Prime Credit Thread Part III

seeya23

noah271007 wrote: »

Capital One have now launched their new updated card designs on their website. I have an account with them, so i might order a new replacement. This is for both, Platinum and Classic cards. www.capitalone.co.uk

nice new set of cards

seeya23

good evening to all

digitalphase

noah271007 wrote: »

Capital One have now launched their new updated card designs on their website. I have an account with them, so i might order a new replacement. This is for both, Platinum and Classic cards. www.capitalone.co.uk

Gah - pity I've only just got mine! I got the 'standard' design because they were out of the puppy design... I want a pretty card :rotfl:

seeya23

digitalphase wrote: »

Gah - pity I've only just got mine! I got the 'standard' design because they were out of the puppy design... I want a pretty card :rotfl:

me tooooooooooooo

spacecommander

Hi everyone!

I applied for an Aqua card last night, got the usual let you know in 10 days reply...
How long do they normally take? I've got a halifax basic account which is run very well, and have recently been accepted for Vanquis.

I don't know whether to ring up, I'm a bit scared of them saying no!

digitalphase

spacecommander wrote: »

Hi everyone!

I applied for an Aqua card last night, got the usual let you know in 10 days reply...
How long do they normally take? I've got a halifax basic account which is run very well, and have recently been accepted for Vanquis.

I don't know whether to ring up, I'm a bit scared of them saying no!

I think I got a letter within 5 days of me applying. It didn't take too long. Good luck!

spacecommander

digitalphase wrote: »

I think I got a letter within 5 days of me applying. It didn't take too long. Good luck!

thanks for your reply, I guess I'm a little impatient!

I've just ordered my equifax report online, but apparently their website is down or something now. Don't know whether to try again or leave it till tomorrow!

Will my halifax account be taken into consideration for the application do you think?

never-in-doubt

spacecommander wrote: »

thanks for your reply, I guess I'm a little impatient!

I've just ordered my equifax report online, but apparently their website is down or something now. Don't know whether to try again or leave it till tomorrow!

Will my halifax account be taken into consideration for the application do you think?

Nope cash card or easycash accounts are not scored and do not count toward a behaviour (internal) score........

Just ring and ask what decision is....?

spacecommander

never-in-doubt wrote: »

Nope cash card or easycash accounts are not scored and do not count toward a behaviour (internal) score........

Just ring and ask what decision is....?

Thanks for your reply. I'll see if I can wait until tomorrow, don't even know why I'm waiting for the answer when it will probably be no!

(don't want that feeling of embarassment on the phone when they laugh and say no!!)

LusciousLuce

Hi everyone,

I've sent off 5 letters appealing credit card declines today, all of them 30-odd pages long. Think I'm trying to bore them into submission....

Also recently applied to Next but was declined & they have agreed to have the search removed from my Experian file! Not heard of that before but 1 less search is good I guess - takes me back down to a nice healthy 29 :D:D