Sub Prime Credit Thread Part III

ElkyElky

Good luck with those appeals!

TheEffect

Posted my HSBC appeal letter yesterday. Started working as a teaching assistant today. Very hard work putting up with kids who have problems and just want to annoy, be verbally abusive and try and take the p%*& out of you. Not sure how long I can stick this for. Thankfully I'm only going to be doing it for 3 days a week, and working at a cinema another 2/3 days.

never-in-doubt

TheEffect wrote: »

Posted my HSBC appeal letter yesterday. Started working as a teaching assistant today. Very hard work putting up with kids who have problems and just want to annoy, be verbally abusive and try and take the p%*& out of you. Not sure how long I can stick this for. Thankfully I'm only going to be doing it for 3 days a week, and working at a cinema another 2/3 days.

Nightmare! Best of luck with HSBC - keep us posted!

Are you m/f? I always thought you were a bloke? lol - sorry if you aren't!

never-in-doubt

LusciousLuce wrote: »

Hi everyone,

I've sent off 5 letters appealing credit card declines today, all of them 30-odd pages long. Think I'm trying to bore them into submission....

Also recently applied to Next but was declined & they have agreed to have the search removed from my Experian file! Not heard of that before but 1 less search is good I guess - takes me back down to a nice healthy 29 :D:D

Hiya Luce!

Yea, some lenders do remove searches. HSBC have just removed 3 of mine - not that it matters cos I need the others to remove the other 300 or so that are there :rotfl:

Good luck with the appeals, just remember that you're not begging you're simply asking someone to give you a chance..... is that so much to ask?

29 searches is bad - soon you'll be in competition with me! :T:eek::T

never-in-doubt

Hey you guys - have a look at this rosette then! woah - never seen one of those before!

#23

Look at the user - he has 6 red badges by his name!

LusciousLuce

never-in-doubt wrote: »

you're not begging you're simply asking someone to give you a chance..... is that so much to ask?

That's pretty much what I've said. Don't quite know how I managed to stretch it to 30 pages though!!:eek:

never-in-doubt wrote: »

29 searches is bad - soon you'll be in competition with me!

I'm in real trouble if thats the case
Nah, I reckon your position is unassailable!!

LusciousLuce

never-in-doubt wrote: »

Hey you guys - have a look at this rosette then! woah - never seen one of those before!

#23

Look at the user - he has 6 red badges by his name!

OMG!!! Post Count: 68,840

Makes you look like a part-timer I'm afraid
Still, bet you can still beat him in the credit searches department :rotfl:

never-in-doubt

LusciousLuce wrote: »

OMG!!! Post Count: 68,840

Makes you look like a part-timer I'm afraid
Still, bet you can still beat him in the credit searches department :rotfl:

you're a cheeky wee blondie now aren't you?

Just remember, you (and those long legs) aren't too big to go over my knee young lady

LusciousLuce

never-in-doubt wrote: »

you're a cheeky wee blondie now aren't you?

Just remember, you (and those long legs) aren't too big to go over my knee young lady

No please Mr. n-i-d, don't spank me, I'll be a good girl, I promise

(Now awaiting arrival of Brian1966 & his gimp mask...)

never-in-doubt

LusciousLuce wrote: »

No please Mr. n-i-d, don't spank me, I'll be a good girl, I promise

(Now awaiting arrival of Brian1966 & his gimp mask...)

I can't believe you mention brian right in the middle of my flirtin' - that's just bad!

(although the thought of brian in a gimp mask slashing your ars to shreds with his JD Williams catalogues does make me chuckle....)