Sub Prime Credit Thread Part III

digitalphase

spacecommander wrote: »

thanks for your reply, I guess I'm a little impatient!

I've just ordered my equifax report online, but apparently their website is down or something now. Don't know whether to try again or leave it till tomorrow!

Will my halifax account be taken into consideration for the application do you think?

Not if it's a cash account, no. If it's a full debit card then they will probably use internal scoring.

Halifax work in mysterious ways. They have put late payment markers on two of my accounts with them - an old current account and my Marbles credit card. Yet they still accepted me for an Aqua card! In fact Aqua/Marbles are very closely related as that's what comes up on the DD payment - Aqua/Marbles :rotfl:I do find it quite chuckle-some :rotfl:

Good luck with the Aqua card, it's quite a pretty card :cool:

Brian1966

Evening everybody..
Just been reading back a page.
Enter the kinky gimp :eek:

Brian1966

LusciousLuce wrote: »

Oh yeah, living la vida.

Dumb question alert, but do insurance companies credit check applicants? I'm assuming they don't report to CRAs?

(Wow, managed to turn it into a vaguely MSE/Subprimesque thread again!! :D:D)

Insurance companies normally perform an unrecorded search when either requesting a quotation OR taking out a policy.

LusciousLuce

Were your ears (or any other part of your anatomy) burning??

BigMan

debtdestroyer007 wrote: »

i am surprised u got this card, whilst in a trust deed mate

good luck anyways

Yeh, was quite suprised as well, as mentioned previously i'll get it, go to use it and it will get delcined!!

Brian1966

LusciousLuce wrote: »

Were your ears (or any other part of your anatomy) burning??

Yes..ears burning....
Another part (which I cannot name) THROBBING :rotfl:

TheEffects

Hiya
Im new to this forum so here goes

Does anyone know when the monument card will be available again?

Also does anyone know when what CRA's is used when you open a Northern Rock Current account? (already checked the post about Which CRA's are used by specfic companies for this, but didn't have an answer):cool:

Brian1966

BigMan wrote: »

Yeh, was quite suprised as well, as mentioned previously i'll get it, go to use it and it will get delcined!!

Reading the other post regarding the Accessory card I cannot believe that Sygma issued card THEN decided..sorry you don't meet criteria..bloody annoying to say the least for the person concerned. :mad:

Brian1966

TheEffects wrote: »

Hiya
Im new to this forum so here goes

Does anyone know when the monument card will be available again?

Also does anyone know when what CRA's is used when you open a Northern Rock Current account? (already checked the post about Which CRA's are used by specfic companies for this, but didn't have an answer):cool:

Monument should be available anytime now so keep checking their website.
Would imagine that Northern Rock, in line with most current account applications will check Experian.

LusciousLuce

Right I'm off for a cold shower & a lie down. Nighty night all x