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Sub Prime Credit Thread Part III

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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Parki wrote: »
    Well they are shut now so I will phone up tomorrow promise :)

    Yeah I am gonna try and wait till May for those defaults but ive got itchy fingers. Although if that card comes I have plenty to keep me going I suppose.

    evidently, stick to companies that use Equifax will help! I'd try Cap1 or Barclaycard LOl - go for barclaycard gold or platinum! haha
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Parki_2
    Parki_2 Posts: 570
    Part of the Furniture 500 Posts Combo Breaker
    Forumite
    never-in-doubt wrote: »
    evidently, stick to companies that use Equifax will help! I'd try Cap1 or Barclaycard LOl - go for barclaycard gold or platinum! haha

    I have already got a cap1 classic card. So Barclaycard only search Equifax? I thought you couldnt get barclaycard with defaults?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Parki wrote: »
    I have already got a cap1 classic card. So Barclaycard only search Equifax? I thought you couldnt get barclaycard with defaults?

    you dont have defaults on equifax do you?

    But they may search experian so i'd wait - plus barclays are !!!!!! so maybe best to forget that plan lol :rotfl::rotfl:

    Thomas Cook credit card only search Equifax - haha (barclays though)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Parki_2
    Parki_2 Posts: 570
    Part of the Furniture 500 Posts Combo Breaker
    Forumite
    never-in-doubt wrote: »
    you dont have defaults on equifax do you?

    But they may search experian so i'd wait - plus barclays are !!!!!! so maybe best to forget that plan lol :rotfl::rotfl:

    Thomas Cook credit card only search Equifax - haha (barclays though)

    I do not know what is on my Equifax I have only just sent for it so I will see when it arrives. My defaults were Tesco and Egg so I would have imagined they would have been put on equifax aswell but will find out for sure.
  • CocoPopsLover
    CocoPopsLover Posts: 500 Forumite
    Parki wrote: »
    I have already got a cap1 classic card. So Barclaycard only search Equifax? I thought you couldnt get barclaycard with defaults?

    They declined me because I had 2 missed payments this year!

    So annoying!
    'Sometimes you just need to keep your mouth shut'
    :j
  • Parki_2
    Parki_2 Posts: 570
    Part of the Furniture 500 Posts Combo Breaker
    Forumite
    Just got to give it time then I suppose :(
  • CocoPopsLover
    CocoPopsLover Posts: 500 Forumite
    Parki wrote: »
    Just got to give it time then I suppose :(

    Yep, we do indeed
    'Sometimes you just need to keep your mouth shut'
    :j
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Good morning
  • CocoPopsLover
    CocoPopsLover Posts: 500 Forumite
    morning hun
    'Sometimes you just need to keep your mouth shut'
    :j
  • seeya23
    seeya23 Posts: 2,330 Forumite
    morning coco
This discussion has been closed.
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