Sub Prime Credit Thread Part III

never-in-doubt

BTW - just for the record, i'm anti-drugs.... weed is a herb and helps bad backs etc which I do have.

Drugs are also migrane pills etc so hard to say anti drugs....

seeya23

where cif today

davethorp

never-in-doubt wrote: »

Beers will be on me if I get it, but i'll do loads of BT's and put other cards into credit so its interest free longer lol......

we'll see, nothing is guaranteed yet mate - they can still decline me later and i'd hate them to ring my work! I've got another discipline tomorrow - haha - i'm always stoned you see!

If you want to BT my card over to yours you are more than welcome lol. Worth a try lol

In all seriousness is it possible to BT someone elses card debt over to your card. Reason I ask is my mum paid for carpets when we moved into our current house on her CC and we've been paying her back. She's been BTing it to 0% cards but I'm just thinking when the 0%s dry up if it were possible (and if my card weren't maxed out at the time), I could BT the remainder to pay to my card and then I wouldn't owe her (well not as much anyway lol)

never-in-doubt

davethorp wrote: »

If you want to BT my card over to yours you are more than welcome lol. Worth a try lol

In all seriousness is it possible to BT someone elses card debt over to your card. Reason I ask is my mum paid for carpets when we moved into our current house on her CC and we've been paying her back. She's been BTing it to 0% cards but I'm just thinking when the 0%s dry up if it were possible (and if my card weren't maxed out at the time), I could BT the remainder to pay to my card and then I wouldn't owe her (well not as much anyway lol)

Yes you can bt any debt onto your card mate.....

bigbum_2

never-in-doubt wrote: »

Re: My 1st Direct application.... see here - http://forums.moneysavingexpert.com/showthread.html?t=1682195

Woah, just rung 1st Direct:

Got the first account - £1500 o/d
Got the CC with a £6400 limit

I am gobsmacked!

That's great mate. Congratulations! :beer:

Innocent_Guy

never-in-doubt wrote: »

Beers will be on me if I get it, but i'll do loads of BT's and put other cards into credit so its interest free longer lol......

we'll see, nothing is guaranteed yet mate - they can still decline me later and i'd hate them to ring my work! I've got another discipline tomorrow - haha - i'm always stoned you see!

Again! What they doing you for?

never-in-doubt

bigbum wrote: »

That's great mate. Congratulations! :beer:

cheers but still not 100% guaranteed cos they do checks when forms are returned but I hope I get it....

victor-meldrew_4

never-in-doubt wrote: »

cheers but still not 100% guaranteed cos they do checks when forms are returned but I hope I get it....

hope you get it.that will realy show how mad credit can sometimes be.:j:j

victor-meldrew_4

Parki wrote: »

A third party supplier to RBS. They do regular checks but ive always managed to get out of it. Just got to get through the next 12 months!

parki isnt one of you defaults with hbos.

never-in-doubt

victor-meldrew wrote: »

hope you get it.that will realy show how mad credit can sometimes be.:j:j

Thanks! Just let me add i've never had debt before