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Sub Prime Credit Thread Part III

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    I'll scan it when letter comes - I want proof too mate LOL

    But not holding breath cos they may do a tesco and decline later
    Maybe they used your HSBC account conduct?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    never-in-doubt wrote: »
    mate whats funny is neither can I....... I get approved for RBS cards with £3k limits and stuff but see the sub primers - they don't wanna know me! messy !!!!!! man, well screwed up!

    Wow really? I would like to know what I failed on as other people with defaults get it. I just will try harder to get my DMP notes removed and apply again in time to see if that makes a difference. I am happy I got a £1000 limit with capital One though as I was only expecting the minimum or a rejection. I got accepted for Capital One online they said.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Maybe they used your HSBC account conduct?

    i'm hoping so mate, i'm hoping so!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Look at this for a reply: #13

    1st direct ring your employer - arghhhhhhhh
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    never-in-doubt wrote: »
    Look at this for a reply: #13

    1st direct ring your employer - arghhhhhhhh

    Thats a bit of an invasion of privacy. What next? Phoning your missus up!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Parki wrote: »
    Thats a bit of an invasion of privacy. What next? Phoning your missus up!

    Yea mate - my sentiments exactly - I hope not cos I hate my HR dept!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    So what are my chances of Vanquis if Aqua turned me down? I havent heard from them yet.
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Parki wrote: »
    So what are my chances of Vanquis if Aqua turned me down? I havent heard from them yet.

    Vanquis will phone you up
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    In what sort of time frame? Likely to take the full 14 days?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Parki wrote: »
    In what sort of time frame? Likely to take the full 14 days?

    They rung me after about 20 days - i'd written it off as a decline LOL

    surprised to get the call, when I did....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
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