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Sub Prime Credit Thread Part III
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about 5 to 10 days0
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Why do they need to phone you up? Is that when they make their decision?0
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Why do they need to phone you up? Is that when they make their decision?
No mate, if they ring then its to sell you PPI and offer cash advance - just decline both! If they ring it means you already been accepted but it is part of their checks.....
If you get missed calls or a call from them you've got it - usually £250 limit.2010 - year of the troll
Niddy - Over & Out :wave:
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never-in-doubt wrote: »Re: My 1st Direct application.... see here - http://forums.moneysavingexpert.com/showthread.html?t=1682195
Woah, just rung 1st Direct:
Got the first account - £1500 o/d
Got the CC with a £6400 limit
I am gobsmacked!
Drinks are on you then. Try and max that card out faster than I max mine out..... actually don't! You'll be paying it off til your 3000 -
to try and sell you card cover0
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Drinks are on you then. Try and max that card out faster than I max mine out..... actually don't! You'll be paying it off til your 300
Beers will be on me if I get it, but i'll do loads of BT's and put other cards into credit so its interest free longer lol......
we'll see, nothing is guaranteed yet mate - they can still decline me later and i'd hate them to ring my work! I've got another discipline tomorrow - haha - i'm always stoned you see!2010 - year of the troll
Niddy - Over & Out :wave:
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£250 isnt very impressive but I probably wont get anything but a decline now! Well I can handle waiting 5-10 days as 1 out of 3 isnt bad considering my crappy credit file.0
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never-in-doubt wrote: »Beers will be on me if I get it, but i'll do loads of BT's and put other cards into credit so its interest free longer lol......
we'll see, nothing is guaranteed yet mate - they can still decline me later and i'd hate them to ring my work! I've got another discipline tomorrow - haha - i'm always stoned you see!
How can they tell your stoned? Do they check your pee to confirm it? I just say im tired and lacking vitality.0 -
How can they tell your stoned? Do they check your pee to confirm it? I just say im tired and lacking vitality.
my boss catches me skinning up or smoking it! I try and blag him saying they imported roll-up baccy thats snides..... so I get warnings all the time2010 - year of the troll
Niddy - Over & Out :wave:
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