Sub Prime Credit Thread Part III

TheEffect

On phone to First Direct now. They have gone to get a supervisor. I'm not letting it go without a fight.

TheEffect

They have gone to get someone higher then the supervisor as he told me a pack of lies.

Edit - Got the manager ringing me back in 10 minutes. She's in a meeting at the moment. Going to give her an ear full. :rotfl:

davethorp

If you can get them to open an account for me too would be much appreciated.

I am credit worthy now and have the card to prove it that is nowhere near maxed out!

sutton111

TheEffect wrote: »

They have gone to get someone higher then the supervisor as he told me a pack of lies.

Edit - Got the manager ringing me back in 10 minutes. She's in a meeting at the moment. Going to give her an ear full. :rotfl:

I take it they haven't rang you back yet?

TheEffect

On phone now. She still saying no. Apparently I entered my account number wrong for HSBC which is why they are sending out the forms. I'm getting her to find out the account number I entered.

Im going to ask for the search on my credit file to be removed.

TheEffect

Ok. I did enter my account number wrong. Used one of my old account numbers by accident. She was very polite though. She said we're not going to remove the search as we use it for identity checks to make sure the person is who they say they are. She also said dispite being told I can reapply 6 months from my first application in March, I must now wait 6 months from my application I made on Saturday, and that she'll be having words with the lady that told me wrong.

She also said she went through my application with the errors aside and it would still be declined. She explained that even if we cannot verify something small like your middle name, we will send out the application. It doesn't mean you're accepted, it may mean you're declined, just that they need to confirm details before they give you that decision.

Oh well, it was worth a try. I'll be sticking with my Lloyds TSB Silver Account.

seeya23

good evening to all

got my new tv today now just have to pay for it

victor-meldrew_4

seeya23 wrote: »

good evening to all

got my new tv today now just have to pay for it

nice one.you have to have toys otherwise whats the point.:j

victor-meldrew_4

TheEffect wrote: »

Ok. I did enter my account number wrong. Used one of my old account numbers by accident. She was very polite though. She said we're not going to remove the search as we use it for identity checks to make sure the person is who they say they are. She also said dispite being told I can reapply 6 months from my first application in March, I must now wait 6 months from my application I made on Saturday, and that she'll be having words with the lady that told me wrong.

She also said she went through my application with the errors aside and it would still be declined. She explained that even if we cannot verify something small like your middle name, we will send out the application. It doesn't mean you're accepted, it may mean you're declined, just that they need to confirm details before they give you that decision.

Oh well, it was worth a try. I'll be sticking with my Lloyds TSB Silver Account.

10 out of 10 for effort effect.i would have just given in

Parki_2

I got turned down by Aqua. I am not sure if this is due to my defaults or the DMP note that still has not been removed . Anyone else been accepted by Aqua with 2 defaults?