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Sub Prime Credit Thread Part III

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Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    baz29 wrote: »
    does anybody know roughly how long is it before next up your limit from opening?
    Mine was 3 months
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I should purchase something with my £100 littlewoods limit and pay it off minimum payment, so it looks good. I just had a quick browse on there, but nothing catched my eye. I'll have to have a better look over the weekend.
  • TheEffect wrote: »
    I should purchase something with my £100 littlewoods limit and pay it off minimum payment, so it looks good. I just had a quick browse on there, but nothing catched my eye. I'll have to have a better look over the weekend.

    we have about 9000 available credit on ours at the mo.im trying to controll my urges.
    i f i cant hold out,ill make sure i order on o/h account,like to keep mine low on debt.haha.
    bless her. 2 grand tv for me,bottle of purfume for her,shes happy.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • TheAnalyst
    TheAnalyst Posts: 132 Forumite
    TheEffect wrote: »
    I should purchase something with my £100 littlewoods limit and pay it off minimum payment, so it looks good. I just had a quick browse on there, but nothing catched my eye. I'll have to have a better look over the weekend.

    Have a look on here in the vouchers forums or on HDUK and search for littlewoods vouchers, there's loads for £30 off a £60 order ect and I use them all the time, despite what people say I've never had littlewoods reclaim the voucher because it was not intended for me.
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My mother has a 4K limit with them. She's got something on her account where she gets money back off them. She lets family order out her book, and they pay my mum each month. At the end, she gets 10% I believe, to spend on what she wants.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    TheEffect wrote: »
    Just off the phone to Littlewoods.

    I said I was declined for an account because I'm not on the electoral role. I told them I phoned the CRA and they confirmed I am on the electoral role.

    The guy asked if he could do another search, I said yes, he came back and said I can see you are on the electoral role. He then manually opened me an account with £100 limit.

    Yippeee, although I guess I've got two searches from littlewoods now, and I canceled equifax membership yesterday. :(
    Dispute it mate, get the additional removed
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    we have about 9000 available credit on ours at the mo.im trying to controll my urges.
    i f i cant hold out,ill make sure i order on o/h account,like to keep mine low on debt.haha.
    bless her. 2 grand tv for me,bottle of purfume for her,shes happy.
    9k WOW!!!!!!!!!!!!!!!!!!!!!!!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • 9k WOW!!!!!!!!!!!!!!!!!!!!!!!!

    sorry i should have said accross the littlewoods group.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Dispute it mate, get the additional removed

    Don't want to pay Equifax any more money for my reports, so I'll just leave it most likely. Equifax subscription was canceled yesterday.
  • TheEffect wrote: »
    Don't want to pay Equifax any more money for my reports, so I'll just leave it most likely. Equifax subscription was canceled yesterday.

    no he means phone littlewoods and ask them to remove one,if your lucky two,from your file.they should agree and tell the cra for you.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
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