Sub Prime Credit Thread Part III

cifpower

victor-meldrew wrote: »

shitt that dont sound good

No it doesn't. I started taking my medication a month ago to try and lessen the symptoms. If I hadn't done this it would be a lot worse.

jack290292

Hi Guys,

Not been on here for a while but I thought I'd give all of you looking to get a mainstream card a bit of hope!

3 years ago I completed a 5 year IVA. I then waited the extra year for the IVA details to come off my credit files and then I started to rebuild my credit. Fist with having a Vanquis Card and then Aqua. I managed to run these well and now have a Post Office and Flybe Card and have just been accepted by Virgin with a 5K limit.....so things do improve and it is possible to get back on track and back into using mainstream cards.

victor-meldrew_4

jack290292 wrote: »

Hi Guys,

Not been on here for a while but I thought I'd give all of you looking to get a mainstream card a bit of hope!

3 years ago I completed a 5 year IVA. I then waited the extra year for the IVA details to come off my credit files and then I started to rebuild my credit. Fist with having a Vanquis Card and then Aqua. I managed to run these well and now have a Post Office and Flybe Card and have just been accepted by Virgin with a 5K limit.....so things do improve and it is possible to get back on track and back into using mainstream cards.

congrats,nice to here people getting on:j:j:j

cifpower

No muff too tuff!

thriftymomma

jack290292 wrote: »

Hi Guys,

Not been on here for a while but I thought I'd give all of you looking to get a mainstream card a bit of hope!

3 years ago I completed a 5 year IVA. I then waited the extra year for the IVA details to come off my credit files and then I started to rebuild my credit. Fist with having a Vanquis Card and then Aqua. I managed to run these well and now have a Post Office and Flybe Card and have just been accepted by Virgin with a 5K limit.....so things do improve and it is possible to get back on track and back into using mainstream cards.

Well done you. How long did you hold your vanquis card etc before you applied for the next level? ie post office?

baz29

Hi does anybody know which cra freemans catalogue use?

sutton111

baz29 wrote: »

Hi does anybody know which cra freemans catalogue use?

They search Experian.

baz29

Thanks mate

sutton111

jack290292 wrote: »

Hi Guys,

Not been on here for a while but I thought I'd give all of you looking to get a mainstream card a bit of hope!

3 years ago I completed a 5 year IVA. I then waited the extra year for the IVA details to come off my credit files and then I started to rebuild my credit. Fist with having a Vanquis Card and then Aqua. I managed to run these well and now have a Post Office and Flybe Card and have just been accepted by Virgin with a 5K limit.....so things do improve and it is possible to get back on track and back into using mainstream cards.

Congratulations!!

I'm really pleased for you and it's something for us too all aim for.

cifpower

baz29 wrote: »

Hi does anybody know which cra freemans catalogue use?

I opened an account with them in JAnuary and got a £100 limit