Sub Prime Credit Thread Part III

victor-meldrew_4

Innocent_Guy wrote: »

Can you printscreen it like nid?

luckily im still on my sabatical,haha.
i just want to get rid of these s/prime cards and get a bike loan.
see how searches look next month and do the halifax loan aswell

Innocent_Guy

victor-meldrew wrote: »

luckily im still on my sabatical,haha.
i just want to get rid of these s/prime cards and get a bike loan.
see how searches look next month and do the halifax loan aswell

I want a mainstrain card too

BRB

victor-meldrew_4

Innocent_Guy wrote: »

I assume that means underwriters

i dont think so.
it didnt seem like you get instant decission,or its the way i applied.didnt see a direct app option.

victor-meldrew_4

Innocent_Guy wrote: »

I want a mainstrain card too

BRB

my e/r should go on soon.
from 24th may my equifax will be 6 for the year,although in the last 6 months too.

victor-meldrew_4

why dont you take your cr files into hsbc and infomaly see what they can do?????

never-in-doubt

Victor mate, my La Redoute aplication wasn't instant. I applied a week ago and forgot about it til they wrote to me with a catalogue. This had a customer number so I logged in and said credit limit £0. I then ordered something (a t-shirt) and later that day my limit appeared as £250! Nice.....

so its not all instant mate, but they dont seem to pay attention to cra thats for sure - or i'd have been declined.

Innocent_Guy

never-in-doubt wrote: »

Victor mate, my La Redoute aplication wasn't instant. I applied a week ago and forgot about it til they wrote to me with a catalogue. This had a customer number so I logged in and said credit limit £0. I then ordered something (a t-shirt) and later that day my limit appeared as £250! Nice.....

so its not all instant mate, but they dont seem to pay attention to cra thats for sure - or i'd have been declined.

As I said I think they use CRA for identity confirmation

Innocent_Guy

victor-meldrew wrote: »

why dont you take your cr files into hsbc and infomaly see what they can do?????

Have done, they said get my salary transfered back and use the account abit more and they could prob do something for me. The only issue is that I am happy with Barclays and CBB with the agro of changing again

victor-meldrew_4

dell have amazed me.they gave me finance which was subprime ish.
last week i called them with warranty claim,other half broke d pad too much gaming,
they collected next day,they packed it,they fixed it,they serviced it and they returned it today.no charge as agreed.even the phone call to them only took 5 mins.
:j:j:j:j:j:j

victor-meldrew_4

never-in-doubt wrote: »

Victor mate, my La Redoute aplication wasn't instant. I applied a week ago and forgot about it til they wrote to me with a catalogue. This had a customer number so I logged in and said credit limit £0. I then ordered something (a t-shirt) and later that day my limit appeared as £250! Nice.....

so its not all instant mate, but they dont seem to pay attention to cra thats for sure - or i'd have been declined.

yeah didnt think so.bit like studio,not instant.cheers.