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  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Dinah,

    I lurk in on your diary once in a while - it grows so quickly. Just wanted to wish you a 'Happy New Year'

    It was so lovely to read your update - I keep telling my OH how inspirational you are and how much you have achieved.

    Well done and good luck on your next challenge - I so know you are going to achieve it!

    What a lovely love story too!

    I'll go back to lurking again!

    urg x x
  • Well what can I say? On reading your prologue I was welling up, but then again I cry that adverts. Thank you so much for the name drop it was lovely. I have told OH that you are now DF and he was shocked as he has also been following the goings on, whether he likes it or not, so knows what a short time it has taken you.

    LOL at you Dinah "I know what I'd be doing without you lot, getting some work done.

    I have read through the new thread and thought oh need to quote that, oh and that but by the time I got to the end I had forgotten.

    I'm am so proud to be part of this little team, yea go team Dinah:T:T:T
    Total debt Feb 2012 = £54354.11 😳
    😁Debt Free and you can do it too
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Your OH sounds so lovely Dinah. Bet you can't wait for Paris. Me and my OH went for 1 year anniversary and was really nice.

    Weathers looking OK today which is good as having all my friends over later for a bbq.
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    urg123 wrote: »
    I'll go back to lurking again!

    Oh no, you don't get off that easily. Once you post you're stuck with us!

    Was very good at Ross Noble thingy last night, OH got me a bottle of water and I had a cream egg and some reeses pieces in celebration of your DF status Dinah. I did say 'To Dinah!' but my mouth was pretty full of chocolate and it came out as 'Tmo Difnaeh' but the meaning was there - all free though so didn't spend a penny!

    Ooh, the BBQ sounds nice Wendz! When the boy gets back from work we're going to go have some chippies by the locks for our tea, then off to find a pub garden without the token fat red t-shirtless man to spend the evening there. Really fancy a BBQ now!

    Promised my Ma I'd help her in the garden so I best get a move on, have a nice day everyone!!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Lol sounds like everyone celebrated my being debt free more than I did! NIM has told me he's taking me out for dinner and to the cinema tonight (don't normally go to the cinema, too expensive!) in celebration.

    Didn't book Paris, I got cold feet at how much it costs. Plus two weeks later it is NIMs brothers birthday so I want him to go to Ireland for that if something is happening, and he can't really take two weekends and part of a week in three off from both jobs. NIM is going to speak to his brother to try to assertain if it is worth him going back that weekend or not.

    Didn't tidy last night, had a glass of wine, got my chocolate, then fell asleep! So today is tidying and ebaying (as most of the mess is ebay piles).

    Have a nice day all x
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Cinny91 wrote: »
    Oh no, you don't get off that easily. Once you post you're stuck with us!

    I will try Cinny but I have just started my own diary but don't even manage to post on that regularly!

    Off to make some lunch.

    urg x x
  • Lara44
    Lara44 Posts: 2,961 Forumite
    I watched embarrassing bodies on 4od catch up after all that talk about the veruccas on the other thread. OMG eeeeek!

    Looking forward to some drinks tonight - double birthday/engagement celebration at the pub in the park.

    We took your lead Birdie and started looking at some restaurants. These are much better value, finally some options within budget! Thanks!

    Aww shame about Paris, Dinah, but you know your budget best. X x
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • mel19632
    mel19632 Posts: 647 Forumite
    Dinah - this is the best thread I have read for ages! Congratulations - I can't believe you paid off so much debt so quickly! Unfortunately I didn't read your other diary but I will be following this one!
    Just reading your first message has made me feel all warm inside :)

    As you can see I have quite a way to go still, but we are aiming to be DF by September next year...
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • Pilchard
    Pilchard Posts: 362 Forumite
    Birdie85 wrote: »
    Well done on the MSE plant Pilchard, all of mine seem to be dying, I do try to look after them but I don't think I have green fingers! Maybe I should just give in and buy fake plants?!

    Well, when OH saw the plant he just laughed and keeps doing childish impressions of the plant saying it wants to be a proper plant when it grows up. I'll have the last laugh when I've saved £18 on a grown up one! I've been trying to educate him in the use of cashback sites but he keeps buying things and forgets to use them so I guess I'm going to have to do double daily clicks for me and him......a woman's work is never done!!! I'll teach him yet :confused:

    Hope everyone has a good weekend xx
    Let's start again (really need a kick up the bum now) :wall:
    Virgin CC £9793.71
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Hi Dinah,

    Read most of (and posted on) your last thread but gave up eventually cos it moved so fast! Can't believe that you cleared £16K of debt in 10 months, that is fab and you and NIM (always wondered what that stood for) are so happy. Good luck with your mortgage savings, I'm hoping to do the same once my debts are cleared which will be much longer than 10 months!

    Will subscribe and hopefully keep up this time!
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