The ultimate incentive worked! Now onto phase two

Birdie85

LOL @ Dinah, I've saved NIM's number in my phone under his real name but I'll not have a clue who that is when I look later, maybe should change it to NIM! I'm trying to look busy so I don't have to go back to sit with scary long nail woman, I fear I'll be dragged over there soon though

Dinah93

I've gone with a first name screename instead of surname combo... I admit it's gotten to the point where I keep refering to OH as NIM in regular real life conversations.

Birdie85

I refer to my OH in my head as OH now, like I say 'Oh Aitch' instead of his name! How mad!

Dinah93

Oh I have some news about that money stuff. Went to open my Barclays 2009-2010 Golden ISA, and was offered a basic current account too, which I took as I can use it as my MB account so it is seperate from all the other monies and I don't look like a compulsive gambler! Also means I can use online banking with them under the secure method than the ropey older one. However without a doubt what sold it to me was that it is an Electron card - NIM and I have been after one of these for ages! Basically when we buy Ryanair flights now there is a £5 per person per flight card charge, but this is gone using an electron, so we'll save £20 every 6-8 weeks which I am thrilled to bits about, as this is more than we'd get as interest on any account anywhere given we only usually have 600-200 in the account at once! Doing a happy dance right now:j.

Dinah93

Anyone have a Tesco saver? I need to send them a cheque but I don't know where to as I lost the letter, so also don't know my account details, and can't find a phone number online!

Tete_en_l'Air

Birdie85 wrote: »

I refer to my OH in my head as OH now, like I say 'Oh Aitch' instead of his name! How mad!

Me too :S

That's brill about the Electron card! I'll have to get you to do all my flight booking in future and send you a cheque! £5 each is absolutely criminal!

Birdie85

Oooh, well done on the Electron card! But more bank accounts?!?! I don't have a Tesco saver thingy so can't help you with the address I'm afraid!

Dinah93

This is only my second current account, and it is advised that those doing MB might want to open a second current account so their bank doesn't think they're a bit ropey! Shhhh there is method to my madness of hundreds of bank accounts. Our car account has £255 in it at the moment, just seeing that makes me feel reassured that things won't suprise us if a car were to break down or both insurances come at once (this year will come a month apart, on the run up to Christmas, at the same time as my road tax - not ideal!). NIM was getting all excited about us getting a Honda Insight electric car last night, 69mpg, and only £15 road tax! However I pointed out this wasn't really moneysaving since it costs £15k! He gets through so much more petrol than me, despite his car being less powerful and him having a shorter commute each day. Think it's cos his car is older and more to the point he drives like he's entering the Teesside-Hetton rally - I'm sure each morning he gets into the car trying to beat yesterdays commute 'record'.

Happytogetdebtfree

Afternoon all sounds like lots has been going on... dinah good luck with your mb i cant say i have the energy or intrest for that so il stick to overtime hours and claim rewards lol Whats the plans for this evening ?? im just at the parents picking up my overtime timesheets i got paid today unexpected hehe that will be the food shopping its hard to be cheap when doing this atkins diet lol meat and nice cheeses but only temporary... oh's overtime finishes today thats nice for him hes been doing it a few months now and i think hes worn down hes worjked really hard and its helped us pay big chunks off things so we are actually infront on the wedding deadline which is a relief.... sadly for me my weekend is work filled lol so how depressing is that but i keep myself going thinking of the unsocial hours lol ! Just getting my dad to check my car over the oil light is coming on so il let him check and refil haha hope everyone has a nice weekend to look forward to xxx

poddle911

That's a really good idea having a separate account for car stuff. We have to have permits where we live now and they both come up for renewal at exactly the same time which means we generally can only afford to get 3 month permits, instead of an annual one which would be cheaper and less hassle. OH's car runs on LPG which is about half the price of petrol and more green but for some reason it's not categorised the same way as hybrid cars so unfortunately doesn't get a cheap permit. boo!

We do have a separate credit card for petrol though - it's cashback and with a Shell loyalty card as well we save quite a bit.

Have you started the MB yet Dinah or still rereading the mound of paperwork?!