The ultimate incentive worked! Now onto phase two

MissShoes

Just read the first page of this- Dinah you are an inspiration! I have circa 15k of debt and wish it was gone in 10 months. YOu've given me the kick up the backside I needed.

Shoes

xx

Dinah93

Thanks MissShoes, feel free to stick around I have to say I had huge motivation to get there, and the fact that I did really paid off as now I have NIM with me everyday and we can plan a future without money worries hanging over us. First step I would say would be to face your debt and find out how much you have, as you can't tackle it until you can face it. Lots of luck, xxx

wendz86

Poolie - yeah people are watching it now, sadly they wont let us out of our desks till half 4 hehe.

That is exciting news Flower!

Poolie

Being Andy (Murray) we could all be here till 9:30 tonight. Well he lost the 1st set.

wendz86

Yep doing OK now! I expect it will still be on by the time I get home.

Poolie

4 - 2 up in the second set with Roderick serving

wendz86

Oh dear he lost...better luck next year.

Have just been tifying up, Mum is coming to stay tomorrow for take that and so need the flat to be spick and span!

Pilchard

Hello everyone

Haven't posted for the last few dyas but am keeping an eye on the thread.
Finally got back to dooyoo last night and did a review but was really peeved to realise to know you now need 20000 to claim an Amazon voucher :mad: It was only 10000 last time I went on! Oh, well better find some stuff to review.

Have also been throwing money at the Virgin CC and paid off £500 in the last month. I know I need to do any balance transfers by 5th August so I need to get the balance below £2800 so I can move my Northern Rock loan. Admittedly I bought 2 flight tickets the other day but it is OH's 50th birthday in February so we're going to Paphos for the week, with a view to going to Egypt for the day. I'm quite proud that I've got an apartment and the flights for £382.

If I get the loan moved then all I have to worry about is the CC and the car loan which finishes in December. I'm also going to change mobile contracts in October as the one I currently have is £40/month but I've seen loads for half that or even less with similar features. OH thinks I'm becoming obsessed with 'paying a bit off'.

We've started putting things in motion for the kitchen and it's going to cost more than anticipated mainly because the crap floor is collapsing so we have a big hole near the fridge. Think I'm going to walk in one day and just see my little Westie's head peering over the top!!!

I leave my current job in 10 days (finally) and as I've been there less than 2 years I'm claiming my pension contributions back, which will help with the extra cost. I know I should transfer it to another pension account but I'm already getting an NHS ill health pension each month (pensioned off at 32, don't you know!) which is index linked so it will give me a buffer and I can work out a savings plan when the debt is sorted.

Right, better go now and sorry for rambling on xx

Tesco_points_addict

Pilchard wrote: »

Hello everyone

Haven't posted for the last few dyas but am keeping an eye on the thread.
Finally got back to dooyoo last night and did a review but was really peeved to realise to know you now need 20000 to claim an Amazon voucher :mad: It was only 10000 last time I went on! Oh, well better find some stuff to review.

I leave my current job in 10 days (finally) and as I've been there less than 2 years I'm claiming my pension contributions back, which will help with the extra cost. I know I should transfer it to another pension account but I'm already getting an NHS ill health pension each month (pensioned off at 32, don't you know!) which is index linked so it will give me a buffer and I can work out a savings plan when the debt is sorted.

Right, better go now and sorry for rambling on xx

You sound like you have got things sorted. Why were you pensioned off? Sorry you don't have to tell. i'm very nosey! I work for the NHS too, I think the only good thing about that is the pension!
Keep up the good work.

TPAx

Flower08

It has just occurred to me that OH and i (and all our[STRIKE] junk[/STRIKE] treasures) will be living in one room.
So i have just spent the last two hours listing books and dvds on amazon. When i get back from work tomorrow i am going to spend the evening listing some things on ebay, there is no way we can take everything with us. Why didnt i think of this before