My £3k challenge

yukkibear

Another day. Back to work today

Nothing much happening in the bank account which I suppose is a good thing.
Last night's pork dinner concoction was nice andI have a portion in the freezer to take to work tomorrow night.
Today the masses can fend for themselves from the freezer and I am going to make couscous, pot salad and use the left over watercress from the risotto.

I was looking at how much I have managed to pay off the loan in such a short amount of time, and am trying to think of some more ways to pay off a bit more quickly.
I really want it under 1k.

crapwithcash82

Hi Yukkibear, you're doing great with the loan, the progress you've made in a short space of time is fab!!

I just had a quick MB question for you... I wondered if you used your every day current account for it, or if you opened another one dedicated to MB's? I tried to open another current account with my bank but it was declined (due to my poor credit score I'd imagine) so I doubt I'd get one anywhere else.

Just wondered what you did as most folks on the MB forum tend to have a separate account.

CwC x

yukkibear

I have always just used my own. I know a lot of people use a separate one. I don't do it enough to worry about using my own I don't think.

wendz86

If you come up with any great ideas to help pay off loan let me know hehe!

crapwithcash82

yukkibear wrote: »

I have always just used my own. I know a lot of people use a separate one. I don't do it enough to worry about using my own I don't think.

Think I'll just use my own one too - my spreadsheet is regimental enough that I will be able to keep track of what is coming and going from my bank account.... I hope!!

yukkibear

I'm sure you'll be fine cwc, just read everything you're about to do three times.

Lol wendz if I knew something I'd share I promise. Nothing is jumping out at me though yet.

yukkibear

I paid £11.04 off my loan this morning. Had £21.04 profits come in from a matched bet but I messed up on a bingo offer yesterday so have to leave some of the profits to offset the loss which is a shame.

I've been working out xmas presents and how much they are going to cost. Yes I know it's still August but it's all about thinking ahead and I know what I have got to chuck at which pot etc.

I need to start next year with no debt for my own sanity.

wendz86

Don't worry I have started thinking about xmas too. Going to save all my amazon vouchers for that now and we also save our change pot up for xmas.

spykey_uk

Well done Yukkibear, you're doing so well! Keep up the good work! x

Primula

Well done on yet another payment, it's getting even closer to that magical half way mark already - and only 4 or 5 months in I think? Well done.
I too am trying to be a bit organised for Christmas for a change - already got stuff from the fabulous Boots 75% off sale in January! And all my free scratchcard money has gone into a wee pot for the rest and for stocking up in this 2010 Jan sales for 2011. Now I do sound scary!
Just thinking YB, if you are paying interest on OH's overdraft would you not consider a zero percent c/c to pay that off and your Comet loan if it has interest on it, to save a few pounds there? Just a thought.