Fresh tax year fresh diary ( i cant locate my other one) :D

Happytogetdebtfree

Im sure you will be there soon , im confident that by the time i reach 4000 posts i will be well free of the negative wealth and it will become a saving journey:) hehe..... x

OrangeFairy

I'm loving the term negative wealth Happy.

So you have paid off over half! That is so fantastic!

I hope you are well and enjoy life as well as getting rid of that negative wealth x

Happytogetdebtfree

Hi orangefairy, yes the journey has got easier we are finacially at ease and can live aswell as pay down the numbers it was a different story few years ago but im glad i had my lbm xx Your story is impressive your doing really well xx

Happytogetdebtfree

The spreadsheet and bank look very tidy and i am feeling very pleased at our budgetting skills this month so far .... im trying to make some swagbucks for amazon vouchers it might get us some xmas prezzies this year if i can keep at it or it can certainly make a contribution towards next years xmas spending x

Choc-addict

Happytogetdebtfree wrote: »

The spreadsheet and bank look very tidy and i am feeling very pleased at our budgetting skills this month so far .... im trying to make some swagbucks for amazon vouchers it might get us some xmas prezzies this year if i can keep at it or it can certainly make a contribution towards next years xmas spending x

Hey Happy!

Glad that you're feeling pleased with your efforts this month. It's great feeling when you stick to something as planned

I too have started using swagbucks in the hope to gain a couple of vouchers for amazon in time for xmas - even a little will help! Still working it all out but seems quite simple and most def will be using it towards next years presents for bdays and xmas!

Choc x

Happytogetdebtfree

I think its a good idea , im only doing it when im about online , there is a swagbucks thread that i need to read, i soon get easily distracted when its surveys and such but yes any vouchers are always a good help x

Happytogetdebtfree

Well another minimum payment has gone out and a whopping £15.10 off the balance, every little helps so new numbers are £9824.09/£48262.44. That means £38438.35 left to pay off and a nice big total of £38802.64 paid off since lbm wowzers xx

OrangeFairy

Hey Happy

Every little definitely helps.

I feel like I should be doing surveys but I am not sure when I could fit them in now. It's a shame as I have been pretty successful with surveys and saving money up. This reminds me I need to check what I have in all my survey accounts. I'll need to carry them all on to a pay out point or they will be wasted!

Happytogetdebtfree

Hi orange :-) I've never done the survey sites, I've already distracted from swagbucks Lol I might earn enough points for a fiver lol! It is time consuming, your baking looked nice why not do and sell some of them? X

OrangeFairy

Hi Happy,

I wouldn't have the confidence to sell me cakes! Doing them as favours takes the pressure off!

I have a darts board cake to make soon for my brothers 21st....trying to work out the logistics of it!