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Fresh tax year fresh diary ( i cant locate my other one) :D

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Comments

  • jwil
    jwil Posts: 22,921 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the payments happy :) How's everything going?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    my numbers so far are £7348.32/50k thats £42651.68 left to go, ever the optomist :)
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    yippee just paid a loan off 2 months early thats £237.68 towards my 50k, = 7586/50k bringing outstanding down to 42414k :) gosh il be sub 40s soon how exciting !!!
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jwil
    jwil Posts: 22,921 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done happy, another one gone! :j
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Okay ive done some adding and sorting and my actual outstanding at beginging of year was £48262.44 :) made another payment to day and that brings total paid off to £8010.98/£48262.44 meaning £40251.48 outsanding :) still away to go but it all helps :) Il work out how much ive paid off since start of journey bare with :D
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    WOW since my lbm in april 2008ish i think i have paid off £36989.21 :O crikey thats scary over 53 months thats on average £637.91p rounded up seems low but obviously there is intrest to account for so il have been paying out more monthy eeesh.... anyhow yea id like it gone asap but i dont regret that i havent paid more off because ive lived as well, its just these last few months and budget projection i can finally see the sort of chain the negative wealth had on me and its pretty scary, but i dont regret the lessons learned :-) im proud of what ive done and how ive managed it :D x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jwil
    jwil Posts: 22,921 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's amazing, well done Happy! :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Catching up on numbers outstanding negative wealth £39,928.37p :) that means since last update ive paid off £323.11 :P haha not a wholeeee lot but it all helps and it means im out of the 40s yippeeee :D
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    A measley £4.19 after intrest paid to credit card its ruddy ridiculous !! so new amount £8673.43/£48,262.44 that means my outstanding negative wealth is .... £39589.01 and the secured stands at 19673.09 so my actual unsecured number is ....£ 19,915.92 makes me sick :O
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    We have done it we have bit the bullett and paid another loan off freeing up another £200 a month yippeeeee :) so thats :):) £9041.39/48262.44 Thats means we have 39221.05p left to pay yippeee yippeeee :) xxxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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