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Utilities warehouse

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  • NigeWick
    NigeWick Posts: 2,725 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Cardew wrote: »
    Well it is firmly established that UW are much much more expensive than their competitors. and the £100 a year cheaper is an underestimate in many cases.
    Except for people in similar circumstances to me. As we have seen previously, I pay less to Utility Warehouse than I would to any other supplier.

    I am an Independent Distributor with Utility Warehouse and any opinions expressed here are my own and may not be shared by the company.
    The mind of the bigot is like the pupil of the eye; the more light you pour upon it, the more it will contract.
    Oliver Wendell Holmes
  • Quentin
    Quentin Posts: 40,405 Forumite
    No you don't - you have told us your bills are less because you use the risky prepayment card, and thus get your bills reduced by the discount earned from using the card being deducted from your expensive utility bill.

    You choose to pay more for your utilities than you need to! (And have to use your shopping discount to "pay less to UW").
  • 1carminestocky
    1carminestocky Posts: 5,256 Forumite
    Cashback Cashier
    Quentin wrote: »
    No you don't - you have told us your bills are less because you use the risky prepayment card, and thus get your bills reduced by the discount earned from using the card being deducted from your expensive utility bill.

    You choose to pay more for your utilities than you need to! (And have to use your shopping discount to "pay less to UW").


    I'm suspecting you choose to pay by DD with your (never revealed, lol, but probably SP) supplier because you pay less than not paying this way? Therefore to get a smaller bill you are prepared to forego paying every 3 months and instead pay every month by automatic bank direct debit? In some cases I'm suspecting you could be over a £100 in credit with your supplier (you will join a long list of creditors should the supplier go bust but I've never seen you describe paying by DD as 'risky'). Some people won't do that and some people won't use the cashback card to get cheaper utlities from UW, either. It's all about individual choice at the end of the day. The cashback card I see as no different to paying by DD - it's a condition of getting cheaper bills. If its suits your spending habits it's financially prudent to use it. Money saving in other words. Even Cardew has conceded that the risk associated with the card is 'minimal'. Load it up and spend straight away at Sainsburys etc. I've seen this described as 'loaning' money to UW. OK by me, if I get an 'instant' 5% return on it (less fees). If it doesn't suit you, don't use it. Simple, really. Why the fuss? :confused:
    Call me Carmine....

    HAVE YOU SEEN QUENTIN'S CASHBACK CARD??
  • NigeWick
    NigeWick Posts: 2,725 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Quentin wrote: »
    you use the risky prepayment card
    In my view, no more risk than any other card as the company backing it is sound.
    The mind of the bigot is like the pupil of the eye; the more light you pour upon it, the more it will contract.
    Oliver Wendell Holmes
  • markbloke
    markbloke Posts: 324 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 24 April 2009 at 1:27PM
    How can I do a comparison on a seemingly fictitious figure, jimexbox? Perhaps you can answer for Cardew being as he can't seem to answer my simple question. How can £20.54 + £11.25 + £4.95 come to £31.73? :confused:

    PS Welcome back.

    [STRIKE]Excuse me for butting in on this jolly banter, but where does the £4.95 come in? Cardew's free evening and weekend calls can be made via the Option 2 broadband deal. Unless I missed something he didn't claim "anytime" calls.

    Edit: Actually BT seem to offer free evening and weekend calls via the landline anyway. It's been a while since I made my calls through BT so didn't notice!.[/STRIKE]

    Oh well, seems I hadn't waded back far enough to find the free 24/7 calls statement. Back to the drawing board.....:embarasse
    Reading this signature is a waste of time
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