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hello help needed

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Comments

  • Lensman_2
    Lensman_2 Posts: 1,506 Forumite
    Part of the Furniture Combo Breaker
    Hi Money Penny.

    I found this site because Scarlett's diary was linked from a Google search I did on bankruptcy. It's a good read and you can learn quite a bit from it. Scarlett's Diary clicky.

    You will be up to speed before you know it from reading and posting questions here.
  • dalip
    dalip Posts: 7,045 Forumite
    Morn penny

    Sorry i missed you last night. Have you thought about telling your hubby about this site. Unless he would recogonise you from your user name, there would be no need to tell him you have been posting here. Then again in view of what you said last night maybe now is the time to really open up to each other.

    This is a fantastic sight for support and knowledge.Keep usingit and you will find things will get better with time.

    A DRO(debt relief order),by the way is for people with less than 15k of debt.Its a new thing brought into force on the 6th of april and as yet we don't know a great deal about it. Waiting on a couple of our members to help enlighten us through their experiences.

    Yes we all started where you and your hubby are now.Take care girl.Dx
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Flowerpot_2
    Flowerpot_2 Posts: 690 Forumite
    Morning MP
    I'm a newbie here like you at the beginning of the BR road - its very scary but the support here is wonderful. My OH & I had blazing rows at first (we both have been advised to go BR) but with help from the CCCS & everyone here I've managed to calm down about it all.........good luck :)
    Flowerpot
    xxx
    BR 2/6/2009 - AD 2/6/2010
    BSC member 273
    :A :D
    still not smoking :D :A
    :j
    'Dreams are necessary to life'

  • hello dalip i feel awfull now .i was up this morning an readding your pages.an now you kindly reply to mine when you are also in despair.what a good human being you are to do this,like a lot of people on here.i know the saying misery likes company..but lets hope that one day we will be all happy..well contented lets say on here.look forward to that eh..
  • thanks for that flower pot.that gives me hope,the only good thing to come of this...good for the diet.lord am i attempting humor...
  • Lightattheend
    Lightattheend Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning MP, I'm a relative newcomer to all this but very glad to have found this forum. Keep talking and asking questions on here and someone will always post something helpful, even if its just to help keep your spirits up.

    Take care and hope todays a better day
    BR 08/06/09 ED 10/03/10
    BSC member 250
  • dalip
    dalip Posts: 7,045 Forumite
    hello dalip i feel awfull now .i was up this morning an readding your pages.an now you kindly reply to mine when you are also in despair.what a good human being you are to do this,like a lot of people on here.i know the saying misery likes company..but lets hope that one day we will be all happy..well contented lets say on here.look forward to that eh..


    He He i felt awful when i read your thread:o,pulled me up sharp and reminded where i was 18mths ago. Maybe i needed that so thankyou. Too much wallowing in self pity is not good for me or this forum.lol


    One thing that never fails on here is their sense of humour:rolleyes:,usually when you least expect it. I was suprised that max(maxmycardagain) never made some such attempt on my thread yesterday,he must have been having an off day too;).

    Stay on here and you will soon see why some of us have been around a long time.We are like a family,soppy as that may sound,we can say things here that we cannot say to others in the "real" world.

    Keep your chin up girl, i know i speak for all the others here when i say we will hold yours and your OH(if he will let us)hand every step of the way.

    Take care Dx
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Flowerpot_2
    Flowerpot_2 Posts: 690 Forumite
    have just been reading Scarletts Diary, Lensman put the link up (Scarlett's Diary clicky) truly inspirational do read it MP :) have only reached page 12 so far but need to get to work now! Deep breaths MP, the talking helps as does a sense of humour haha!
    Flowerpot
    xxx
    BR 2/6/2009 - AD 2/6/2010
    BSC member 273
    :A :D
    still not smoking :D :A
    :j
    'Dreams are necessary to life'

  • iquit
    iquit Posts: 1,939 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good morning MP26. Well done on stay with the forum, it will help. You could suggest your OH has a look at the forum to see what other people with debt have been through and how they've come out on the other side. There is light at the end of the tunnel.
    2019 MFW No. 74 £13700/£30000 (45.66%)
    12k in 2018 No. 98 £6274.19/£18000 (34.85%)

    BTL (start) £97440.00 (current) £68000.00
    Residential (start) £275000.00 (current) £268000.00
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Morning MP....hope your feeling a little easier today
    glad to see you stuck around....do as iquit said & have a look at some of the diarys others have mentioned....well worth a read
    We all die. The goal isn't to live forever, the goal is to create something that will
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