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Fresh start....

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Comments

  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI reachforthe stars - I am sure you will find a warm welcome here... there is also a dmp supporters thread that you might want to join on the main DFW board. Good luck... you will get thro this altho it won't be easy....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Karen_30
    Karen_30 Posts: 823 Forumite
    The_Golden_Goose wrote: »
    Enjoy your hols!!!

    Hmmm London. Personally I can take the place or leave the place. Too many people and the tube is always boiling and overcrowded. I tell you, I have done my time commuting to London for work and I wouldnt do it again. Not for all the tea in China. Maybe for all the frothy coffee in Italy.... I would consider? LOL.

    Tell me about it.....did it for years too and for the life of me can't work out how on earth I did it :eek: Now working from home I feel like a completely new woman :D xx
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Evening everyone,

    Thank you for your lovely posts - sorry not been on this week it's been SO SO SO manic and I am still not sorted for holiday on Sunday :eek:

    Nothing to report, spent too much money, eaten badly and feeling suitably unorganised and in need of my holiday. I will get back on track guys but right now I can't think about anything but washing, packing and sorting before I go Sunday.

    K xx

    P.S - does anyone know how to download pics on here???
  • Primula
    Primula Posts: 953 Forumite
    Have a lovely holiday. Just relax and enjoy.

    P
    x
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I use photobucket (free site) to host photos that I can then post on here if that is what you mean?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Have a fantastic holiday :j
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • The_Golden_Goose
    The_Golden_Goose Posts: 1,040 Forumite
    Hope you have had a lovely holiday!

    Been super scorchio but unbearable here.

    Welcome back and how is Oscar?
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Hello there,

    I'm back and feeling very refreshed after a fab holiday, great food and sunshine :D

    Now back to the important stuff, sorting my mess of a flat and mess of finances which are both dire, not to mention my car that has come back with half of brittany beaches and a load of camping stuff that needs cleaning and to be put away :eek:

    Still, holiday was fab and gave me time to reflect on lots of things and the past year and the future...yes too much time to think whilst lazing on the beach whilst OH off exploring and swimming in sea! I took the relaxing options, lots of books (4 infact!) and water whilst trying to look semi sexy chilling on the beach but failed massively and look a big red hot mess :rotfl:

    So, todays list as still officially on leave.....
    • Start on washing (already have towels in)
    • Clean Oscars litter tray - to my standard, oh's brother stayed whilst away and not quite the same :rolleyes:
    • Clean out car
    • Change bedding
    • Tidy, dust and clear living room
    • Clean kitchen, top to bottom
    • Eat healthy (stuffed on lovely fresh crossaints and bread - come back very heavy :o - in fact I actually weigh the heaviest I have been since been with OH so drastic action required :eek:
    • 30 min run
    • Sort banking
    • Sort post
    Ok, lots to do so best get on...after I have popped to say hi to everyone ;)

    K xx
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Ok, so from yesterdays list I have managed.....
    • Start on washing (already have towels in)
    • Clean Oscars litter tray - to my standard, oh's brother stayed whilst away and not quite the same :rolleyes:
    • Tidy, dust and clear living room
    • Clean kitchen, top to bottom
    • Eat healthy (stuffed on lovely fresh crossaints and bread - come back very heavy :o - in fact I actually weigh the heaviest I have been since been with OH so drastic action required :eek:
    • 30 min run
    • Sort post
    Not too bad considering. Still on the washing, it's never ending!

    Today so far....

    Continued with the washing and drying and back to work today so no real time for anything else.

    Spends today - £35 on dress for wedding on Saturday :mad: Love events but hate the fact that needed to buy something. OH paying for present and card so not too bad.

    Visiting family tonight so no plans/aims for rest of the day. Need to get sorted as next week is first pay day of going it alone :eek:
  • The_Golden_Goose
    The_Golden_Goose Posts: 1,040 Forumite
    Yummmmmm, croissants. France is a killer for carbs. I love the breads and the pastries.

    Have a great week and hope it all goes to plan with sending out your payments on your lonesome!
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
This discussion has been closed.
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