The Debt Free Birthday Club Challenge!

Bells&Whistles

Hi guys!
Had a bit of a set back at the weekend - needed new glasses prescription ,decided to try and save as much as poss by just having new lenses in existing frames but it still set me back by £172 - I would have had the Virgin CC gone this month if it wasnt for that....grrr never mind, at least i can see again!

mooomin

Bells&Whistles wrote: »

Hi guys!
Had a bit of a set back at the weekend - needed new glasses prescription ,decided to try and save as much as poss by just having new lenses in existing frames but it still set me back by £172 - I would have had the Virgin CC gone this month if it wasnt for that....grrr never mind, at least i can see again!

Some things are essential expenses.

You can't debt-bust if you're blind

Bells&Whistles

flying_fresian wrote: »

Some things are essential expenses.

You can't debt-bust if you're blind

:rotfl:Aint that the truth! lol!

sashanut

Just doing an update since I re-did my snowball calculator: debt is down from Feb09 by £22582.39 :jOnly problem is that DFD is 26 months off - & DH's birthday is just over a year away!! Ah well we'll have to see just how near we can get, at least we should be a whole lot nearer than we were. Progress is being made but I still have the self-employed tax problem situation which is holding me back & depressing me as v we could pay off more....I want it gone :mad:

Sorry don't want to end on an angry face - PMA everyone!!:T

mooomin

sashanut wrote: »

Just doing an update since I re-did my snowball calculator: debt is down from Feb09 by £22582.39 :jOnly problem is that DFD is 26 months off - & DH's birthday is just over a year away!! Ah well we'll have to see just how near we can get, at least we should be a whole lot nearer than we were. Progress is being made but I still have the self-employed tax problem situation which is holding me back & depressing me as v we could pay off more....I want it gone :mad:

Sorry don't want to end on an angry face - PMA everyone!!:T

I think a few of us (Myself included) will struggle with our original debt-free dates. I could just about do it if I didn't leave the house or have any fun but I want to have a life!

My month isn't going to be too hot I don't think as I have bought a new laptop and seem to be paying out money hand over fist for my friend's wedding on Friday.

All part of the DFBC fun

LondonAndy

Hello DFB folks! Hope your debt free journeys are going well!

Well, I have managed to get myself below the £20k barrier (by £1!) which is a HUGE milestone for me, and means that the MSE website has helped me clear £8k in 9 months! Where was it all going before?

Debt now : £19,999

Achieved since LBM £28,605 1/1/9 - 31.1% paid off :j
Achieved since DFB sign-up £23,650 1/5/9 - 15.5% paid off

September and October are tough months as I am between jobs....so will be E-baying everything not nailed down!

Keep up the good work folks!

laura2481

LondonAndy wrote: »

that the MSE website has helped me clear £8k in 9 months!!

That's amazingly well done Andy!! :T:T

shrimpy_80

Evening everyone, just redone my clicker but it hasn't budged due to interest However will be making egg payments next week and worked out that if I can find another £100 to throw at CC I will pass the 20% mark, so that is definitely my goal for the month, feeling very optimistic about it too as should be more than achievable. Need to pay off 6% every month now to hit DFB date - don't know if that calls for a or a :eek:!

savingholmes

Paid off around another £300 - now down to £15619

mooomin

savingholmes wrote: »

Paid off around another £300 - now down to £15619

Wow, you're doing really well :T