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The Debt Free Birthday Club Challenge!

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  • I would love to join this challenge - I will be 30 in November 2012, my debts should be cleared by Nov 2014 but I really want them gone by the time I hit the BIG Three Zero!

    So total amount at todays calculation is £25,999.58 :eek:
    To be gone by November 2012.... I had my lightbulb moment and started this on the 25th July and so far thru car boots, amazon and have just got an evening job, i have managed to pay off an extra £596.57 (over and above my actual loan repayments per month) so I am feeling really good about this! :j
    VIRGIN CC [STRIKE] £648.87[/STRIKE]PAID OFF 08-09-09 :j
    RBS CC [STRIKE]£911.97[/STRIKE]£497.21
    Loan 2 [STRIKE]£5226.43[/STRIKE] £4988.38
    Loan 1 [STRIKE]£19676.15[/STRIKE] £17859.89
    TOTAL [STRIKE]£26586.53[/STRIKE] £23,345.48
    LBM 25/07/09 DFD November 2014 - Aiming for November 2012:D
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Well done F_F :j

    Welcome Bells and Whistles- looks like you've made a great start. Good luck with your journey :hello:
    2019 fashion on a ration 0/66 coupons
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I would love to join this challenge - I will be 30 in November 2012, my debts should be cleared by Nov 2014 but I really want them gone by the time I hit the BIG Three Zero!

    So total amount at todays calculation is £25,999.58 :eek:
    To be gone by November 2012.... I had my lightbulb moment and started this on the 25th July and so far thru car boots, amazon and have just got an evening job, i have managed to pay off an extra £596.57 (over and above my actual loan repayments per month) so I am feeling really good about this! :j
    Hello and welcome :D

    You're on the list now! Drop in and update us anytime, we like to hear all about your efforts :D
  • Thanks Jellie and F_F, will be sure to keep updating!
    VIRGIN CC [STRIKE] £648.87[/STRIKE]PAID OFF 08-09-09 :j
    RBS CC [STRIKE]£911.97[/STRIKE]£497.21
    Loan 2 [STRIKE]£5226.43[/STRIKE] £4988.38
    Loan 1 [STRIKE]£19676.15[/STRIKE] £17859.89
    TOTAL [STRIKE]£26586.53[/STRIKE] £23,345.48
    LBM 25/07/09 DFD November 2014 - Aiming for November 2012:D
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hey, thought I'd send you a depressing update - I seem to have spent more, due to 2 holidays in the last month :( My own fault I know, but the french one was meant to be cheap with my parents (they own a house) and bills just keep coming :( I'm fed up, everytime I seem to pay something off, I get another bill. Its RUBBISH!! Next week when I have nothing to do, I am going to make an effort to sell some things on ebay etc....although I really don't know what...any ideas - I do online surveys, stuck on about £46 on yougov which is annoying, and made a bit on lightspeed.

    Anyone got any other suggestions?
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • bigbeff wrote: »
    Hey, thought I'd send you a depressing update - I seem to have spent more, due to 2 holidays in the last month :( My own fault I know, but the french one was meant to be cheap with my parents (they own a house) and bills just keep coming :( I'm fed up, everytime I seem to pay something off, I get another bill. Its RUBBISH!! Next week when I have nothing to do, I am going to make an effort to sell some things on ebay etc....although I really don't know what...any ideas - I do online surveys, stuck on about £46 on yougov which is annoying, and made a bit on lightspeed.

    Anyone got any other suggestions?

    I have found that car boot sales and Amazon have been really handy for extra cash - also i sold my decent mobile phone to envirophone (got £98) and started using an old brick which was laying about in a drawer... I dont have much luck with surveys though i'm afraid.
    VIRGIN CC [STRIKE] £648.87[/STRIKE]PAID OFF 08-09-09 :j
    RBS CC [STRIKE]£911.97[/STRIKE]£497.21
    Loan 2 [STRIKE]£5226.43[/STRIKE] £4988.38
    Loan 1 [STRIKE]£19676.15[/STRIKE] £17859.89
    TOTAL [STRIKE]£26586.53[/STRIKE] £23,345.48
    LBM 25/07/09 DFD November 2014 - Aiming for November 2012:D
  • laura2481
    laura2481 Posts: 4,305 Forumite
    1,000 Posts Combo Breaker
    Found that 4 quid so now at 26%


    debt.png


    I'd be really happy if I could get to 28% next month (or more, obviously! :rotfl:)

    :D
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Well done Laura! :T:T:T
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have found that car boot sales and Amazon have been really handy for extra cash - also i sold my decent mobile phone to envirophone (got £98) and started using an old brick which was laying about in a drawer... I dont have much luck with surveys though i'm afraid.

    Thanks Bells...I'll have a look. What kind of things do you sell? I have a lot of novels, but hardly seems worth putting them on when others are selling them for 1p!
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hi all! Managed to pay off double my usual contribution to student loan thanks to some good luck and bit of effort on ebay and other selling avenues.

    Woo hoo!!! I've just jumped another 4.6% closer to target!!!! And DFD date is Feb 2012, so only 3months to shave off to get rid of it by my 33rd birthday! :D It's all doable!!!


    debt.png
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
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