The Debt Free Birthday Club Challenge!

laura2481

Hi Aimee-lou :hello: I'm sure F_F won't mind me unofficially welcoming you to the clan!

Aimee-lou

Thanks,

I'm taking the opportunity of being signed off sick to motivate myself to get rid of this horrible debt!! We have a baby due in October and if we had no debts we would be £400 a month better off even with me being on SMP!! Talk about motivation!!!!!! :j

Right....i'm off to put some stuff on Ebay! Bring on the debt-free!

mooomin

Aimee-lou wrote: »

Please can I join? Am I too late?

Never too late! You are signed up and are DFBCer number 40

Welcome to the club and I hope we all achieve our aims of being debt-free by whatever birthday/event we have chosen.

I am being really lazy at the moment. Now that I have budgeting under control and have paid off my overdraft and credit card I am noticing a definite drop in my PAD activity and am spending more on things I don't need. I have 18 months left to clear £6000, which is about £333 per month and won't reach the target if I'm not careful. I need to Ebay, carboot and survey my way to freedom!!

Now, where did I leave my motivation?.....

savingholmes

Hi FF I know what you mean about struggling to keep motivated. Because my income is currently still uncertain it is hard to know when to pay off more versus save for emergencies. I think if I was regularly earning a fixed amount it would get easier to stick to a budget and pay off more... I've got an interview this pm for a more local job with a fixed monthly pay (as opposed to the hourly paid job I just started) so I really hope I get that one or similar

FeeFee

Hello all DFBs
:hello:Have updated my siggy for end of month... working my way there... just wanted to echo the 'motivation' issue...as mine has seriously gone missing.. i've checked under the sofa and everything Plan to have a bit of a root round for some more ebay stuff this weekend to see if that gives me the kick start that I need.... Need to get focused again.. only 7 months to get that total down to £0..........:eek:

Hope everyone is well and enjoying the sunshine :j

mooomin

New plan!

Going to put 2 items a day in a box for Ebay and photograph them beforehand. I'm going to upload to Turbolister as and when I have the time and upload the whole lot to Ebay every Sunday.

Do you think that will work?

savingholmes

flying_fresian wrote: »

New plan!

Going to put 2 items a day in a box for Ebay and photograph them beforehand. I'm going to upload to Turbolister as and when I have the time and upload the whole lot to Ebay every Sunday.

Do you think that will work?

worth a go - make sure you let us know how you get on?

LondonAndy

flying_fresian wrote: »

Now, where did I leave my motivation?.....

Evening FF

Have to say out of all the lovely peeps on here I have "met" you must be easily in my top 3 on motivating others, posting supportive comments and praise and giving wonderfully helpful advice !! Not to mention starting this wicked thread. *bows*

Go with the e-bay plan !! You can do it. It's the start of the home straight for you missus !!

mooomin

savingholmes wrote: »

worth a go - make sure you let us know how you get on?

Fell asleep in my work clothes at 9pm last night.

Et tu comfy bed?

Four items will go in the box this morning before work though.

mooomin

LondonAndy wrote: »

Have to say out of all the lovely peeps on here I have "met" you must be easily in my top 3 on motivating others, posting supportive comments and praise and giving wonderfully helpful advice !! Not to mention starting this wicked thread. *bows*

Go with the e-bay plan !! You can do it. It's the start of the home straight for you missus !!

Aaawww.....shucks! That may well be the nicest thing an internet peep has ever said to me How goes Operation No-Smoking?

You won't be as nice when The Toon is beating the mighty Leicester next season :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl: (We're doooooomed!)