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The Debt Free Birthday Club Challenge!
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blimey, I miss this thread for a few days and we have babies appearing and all sorts!!
Only little payments for me recently - the odd £10 here and there, but it is all heading in the right direction......so that means I am still heading towards being 40 :cool:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
You and me both! :rolleyes:At least you are still on track - I need a major miracle to hit my date!:eek:so that means I am still heading towards being 40 :cool:Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Not been on much over last few days so just a quick update from me, got some good news yesterday wtc have been underpaying me - plus my monthly payments may also be going up - and they have just put lump sum in my bank:j, so i'll be going into town to pay £370 extra off my loan. That means when i make next months payment i should be under 6k:D£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
Enjoy the footy FF - hope the toon win!!
xThs signature is out of date because I'm too lazy to update it...
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Hi all. 2 new statements in Barclaycard and Virgin. So sig updated. Seriously need to sort out the virgin card as 0% period has come to an end. Come monday I can pay off Barclaycard and then hopefuly ring up and see what they can offer me for a BT to transfer Virgin over to them.LBM 10/08 £12510.74/0
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Paid off Lloyds loan today and am
:D:D:D:D! Don't think I've ever been this happy to part with £600! And managed to convince OH to get his internet banking sorted so I too will be spending a happy afternoon making yet another pretty coloured spreadsheet - yay! Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid0 -
Well chuffed. Rang Barclaycard and they will give me a lob transfer at 6.8%.........Soon be saying bye bye to Virgin. Wahey!LBM 10/08 £12510.74/0
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Oh dear poor FF. I imagine the conversation will not be very good on their way home... Still they may get to play the mighty Leicester City next season!
xThs signature is out of date because I'm too lazy to update it...
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Hey guys
Haven't been here for a while but have been PaDing away.
Had originally set my DF date as April 2010, thanks to the PaDing have been slowly knocking it down.
Am now looking at being DF by mid Dec 2009. which will actually mean i'm DF before my next birthday, if i can bring it forward by another month i can be DF before my honeymoon. :j So really chuffed with that. And cut the CC up a while ago, so can't add to the debt. :j
Hope everyone is well.
ETOSPC 18 Target £200 /0
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