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The Debt Free Birthday Club Challenge!

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  • Just a quick hello ! DFB'S:cool:
    I have got to get back onto the DFB track - I had to spend a small fortune:eek: on a new fridge and a new combi-oven ,this weekend, as they both gave up the ghost - both of them have to fit under the stairs so all I've done is go round places with a tape measure for a bank holiday treat!!!:rolleyes:
    Now that it's all sorted I can neh- must concentrate on my DFB goal as I love to hear about someone paying off a loan/debt/overdraft - it makes me feel all :j
    The next "sort-out" is on the agenda for tomorrow so I wonder what goodies I'll uncover - I'm now putting away 20p a day in a purple clutterbox to make a total of £73 each year towards chrimble and ooh! the post has just arrived so I want to go and work out the old debt totals ahem..... reduced debt totals woohoooo!
    May you fill up the great clutterbucket of life and may all of your leaks be in cheese sauce:D
    Use it up, wear it out, make it do or do without:cool:
  • laura2481
    laura2481 Posts: 4,305 Forumite
    1,000 Posts Combo Breaker
    well done Mappygirl! Whoo hoo!:j

    Purpleclutterbuck- I'm sure that now the oven and fridge crisis has passed you'll have no trouble getting back on track! :D
  • pippo
    pippo Posts: 3,891 Forumite
    Part of the Furniture Combo Breaker
    Been on holiday too & got a servere case of 'what the heck' with cc..:eek:
    so bad I daren't check balance for 3 days!

    Is not too bad though, & now back with avengence!
    thankfully £12 paid thanks to free scratchies and I did do mileage claim, so more to come soon.
    Take care peeps
    Pip
    xx
  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    edited 5 May 2009 at 8:10PM
    Hi folks

    Min payment gone from account today so that's £73.64 to Sainsbugs and also did another overpayment of £30 to Asda la vista baby, as that's another 6 days of PAD done. Nearly 2% paid off.



    debt.png


  • kashton_2
    kashton_2 Posts: 370 Forumite
    Another £120 gone on cc's tonight, will it ever end??? not too many more payments till the end of the month now, just little ones here and there
    £10 a day challenge for nov £0/£300
    £10 a day challenge for jan £282.11/£310, feb £483/£290, mar £650/£310, apr £332/£300, may £440/310, jun £470/£300 jul £795/£310 aug £3660/£310, sept £510/300 oct £710/£310
    £2012 in 2012 £8182.88/£2012 :beer::T
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    £20 paid as an extra to the Egg loan today........one step closer :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • poppyjoe
    poppyjoe Posts: 174 Forumite
    Hello everyone

    I have been following this thread since it started but have been too afraid to admit my total debt.:o So here goes if you will have me I would like to pay off my own and hubby's credit cards. We also have a loan but I have decided to keep that out of it at the moment as it will finish not long after my debt free birthday (hopefully):D

    So by my 31st birthday on 28th December 2010 I would like to clear £14671.34:eek:

    Everyone is doing so well and I hope that I can make this happen. I really don't know if this is possible but with free scratchcards, dooyoo, ebay, surveys and that wonderful bunch of posters over in PAD heaven I really hope it can :T
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Hello all. Hope everyone is well.

    Well done poppyjoe on the above post....I think that's the final stage of the light bulb moment when we post it up there for all to see. So congrats and you can do it!!

    Well, since my first post here I have :



    Knocked the Capital One down to £2,900 at May 1

    Realised interest was £60 this month :eek:

    Knocked it back down to £2,900 again with PADs

    Had an expensive bank holiday weekend but re-calaculated until pay-day and added some NSDs and a low spend weekend coming up

    Got a great new mobile deal with a decent amount of cash back (cheers Quidco)

    Applied for a new job! Gonna be a long process as its government based but 1st step and all that

    Hope everyone is doing great. Cool thread, great success stories!
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    LondonAndy wrote: »
    Hello all. Hope everyone is well.

    Well done poppyjoe on the above post....I think that's the final stage of the light bulb moment when we post it up there for all to see. So congrats and you can do it!!

    Well, since my first post here I have :



    Knocked the Capital One down to £2,900 at May 1

    Realised interest was £60 this month :eek:

    Knocked it back down to £2,900 again with PADs

    Had an expensive bank holiday weekend but re-calaculated until pay-day and added some NSDs and a low spend weekend coming up

    Got a great new mobile deal with a decent amount of cash back (cheers Quidco)

    Applied for a new job! Gonna be a long process as its government based but 1st step and all that

    Hope everyone is doing great. Cool thread, great success stories!

    Good post, Andy - i second every encouraging word you've said ;)

    Good luck with the job too respect-054.gif
    One step at a time ;)
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Evening all!

    poppyjoe - I will add you in the morning when I'm not using my useless laptop! Well done for taking the step to join us, you're among friendly debt-busting peeps here :D

    LondonAndy - WooooHooooo for your encouraging words to the newbie ;) and on your progress this month, yay to you :T Good luck with the new job, are you going to be a spy? :D

    I'm doing away as usual, not a lot of progress at the moment, but I'm slowly chipping away at things and building up an emergency stash for the first time in my adult life :o I'm looking forward to my end of the month update!

    Going to go and drink tea now, enjoy the rest of your night all!
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