The Debt Free Birthday Club Challenge!

Buffythedebtslayer

I have been lurking on this thread cos it always seems to be on the first page when ever I log in.

very inspiring stuff I have to say. Am very tempted to join......
but will have a think about it over the weekend

excellent thread tho xxxxxxxxxxx

*Jellie*

Buffythedebtslayer wrote: »

I have been lurking on this thread cos it always seems to be on the first page when ever I log in.

very inspiring stuff I have to say. Am very tempted to join......
but will have a think about it over the weekend

excellent thread tho xxxxxxxxxxx

Ooooh- do join. Getting a ticker and updating it is great fun!!!!

Savingholmes- thanks! Joining in some challenges has helped a lot. At the moment I'm in a mindset where I want to throw everything I have at reaching this birthday target! I hope I can keep it up!!

shrimpy- hope you get loads off your ebaying!

laura- well done. Ticker is looking fab!

mooomin

Buffythedebtslayer wrote: »

very inspiring stuff I have to say. Am very tempted to join......
but will have a think about it over the weekend

If you decide to delurk we will be more than happy to have you Buffy

cady

could i join in??? i want to clear my debt of £1280 by the time my baby is due on 29/09/09!!!

Cady xx

kashton_2

Another small £6 off today, dont know if i can keep up daily payments but only £264 left on next cc now! Will be (hopefully) getting a cheque for £100 in the post in the next few weeks and only about £7 to go on onepoll before i can cash out so i am really hoping to have this debt cleared by next payday which is 28 may, then i can start on another one with my wages, joy??!!

Seaxwyn

I've just updated my figures and I am £1,199.72 less in debt than on 1 April. Woo hoo! That is well over the £620/month I need to pay off to hit my target and be debt-free at 50.

I've added a line to my spreadsheet showing where I need to be each month to hit the target. It's a huge boost to get ahead in the very first month. I hope I can keep this up.

tjretro

Could I join F_F Want to be debt free by the time I'm 30 :eek:
That'll be £10,700 cleared by 3rd May 2014. Already cleared £1,140.11

paybacktime2008

A further £23.14 off my debt total.........slowly chipping away!

kashton_2

Got an unexpected cheque for £50 today! no idea it was coming, i have had to get my hair cut and repairs to the car which cost the same amount today, so i would have spent that amount anyway, as i didnt know it was coming i am tempted to pay it off the cc or do i just put it in my account to cover todays expenses? decisions decisions...

laura2481

kashton wrote: »

Got an unexpected cheque for £50 today! no idea it was coming, i have had to get my hair cut and repairs to the car which cost the same amount today, so i would have spent that amount anyway, as i didnt know it was coming i am tempted to pay it off the cc or do i just put it in my account to cover todays expenses? decisions decisions...

:j:jyay for unexpected cheque!:j:j Pay it off a CC and enjoy the saintly virtous feeling:A

I'm in a quandry. I was planning on overpaying £110 of one of my CC's. But I really need a new jacket/coat type thing for warmer weather. I have unfortunately got too fat for all my other jackets and I'm stuck wearing a winter coat or nothing at all
I'm considering spending £30-ish on a jacket.

Can someone please convice me £80 is still a reasonable overpayment? I really need a jacket and all my other money is budgeted out...