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The Debt Free Birthday Club Challenge!

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  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all!

    LondonAndy and cashless_wonder you are both now added to the list. Welcome!

    I'm really pleased that so many people have joined this challenge - I would never have expected 35 members when I started it. I was just looking to motivate myself into being debt-free by 30 :D

    We're all here though and everyone is sounding really motivated, so hopefully we can do it!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    A loan payment has been made today, so I am now £214.97 less in debt than I was yesterday :j
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • cashless_wonder
    cashless_wonder Posts: 525 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    Thank-you for a little extra motivation to whoop debts behind . . .
    DFW NERD# 1175
    Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~
    :D
  • shopgirl2512
    shopgirl2512 Posts: 192 Forumite
    Morning folks!

    Just had a rude awakening this morning...not sure how it took me so long. My big cc debt is a substantial amount but have just realised (although, I always new, just didn't think about it - maybe it's looking at it this early in the morning...:rolleyes:) that I am paying over £100 in interest - at this rate I will NEVER pay it off! :eek:

    I have tried to get a 0% interest card recently, but was declined. My other card has a short lower rate but goes up in November and I won't be able to transfer all of my balance...

    Anyone got any fabulous ideas?!?!

    Good work to all PADers today.:D
    MBNA - [STRIKE]£7068.60 [/STRIKE] £7060.00 Egg - 1422.35 A&L - [STRIKE]£249.32[/STRIKE] £215.00
    Loan - £13279.50 :rolleyes:
  • kashton_2
    kashton_2 Posts: 370 Forumite
    £5 for me today, £275 to go to pay off next CC, it will be gone by end of may!
    £10 a day challenge for nov £0/£300
    £10 a day challenge for jan £282.11/£310, feb £483/£290, mar £650/£310, apr £332/£300, may £440/310, jun £470/£300 jul £795/£310 aug £3660/£310, sept £510/300 oct £710/£310
    £2012 in 2012 £8182.88/£2012 :beer::T
  • EverTheOptimist
    EverTheOptimist Posts: 2,695 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :j:j:j

    Just found out i can overpay on one of my loans, hadnt looked into it before as i could never afford to overpay so it wasn't an issue. this loan really hasn't got much on it, but instead of paying a rubbish £20 per month, and be finished next may (2010), i can now get it paid in approx 4 months, maybe sooner with all the PaDing i'm trying to do.

    :j:j:j

    I'm so pleased. This should also then have a knock on effect on my total DFD. but won't speak too soon.

    Have a good day all

    ETO
    SPC 18 Target £200 /
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Can't wait for the end of the month to update my spreadsheet and ticker! How sad is that!!
    2019 fashion on a ration 0/66 coupons
  • FeeFee
    FeeFee Posts: 212 Forumite
    Part of the Furniture Combo Breaker
    Payday today :j:j:j

    I have paid off both of my smallest debts.. £196.07 in total... Not an enormous amount but feels good :T:T
    :oFeeFee:o Barclaycard CC18.9%[STRIKE] £1800 [/STRIKE]£0NationwideOD[STRIKE] £2550[/STRIKE] £0 Prudential Loan 7.9% [strike]£1260[/strike] £0 0% Debt £[STRIKE]720[/STRIKE] £0 Catalogue debts £[STRIKE]470[/STRIKE] £0 - 0%
    Total Debt - [strike]£6800[/strike] £[STRIKE]6550[/STRIKE] £[STRIKE]5042[/STRIKE] £[STRIKE]4616[/STRIKE] £[STRIKE]3420[/STRIKE][STRIKE]£2450 [/STRIKE][STRIKE]£1606[/STRIKE] £0:j
    DFB no.22
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    FeeFee wrote: »
    Payday today :j:j:j

    I have paid off both of my smallest debts.. £196.07 in total... Not an enormous amount but feels good :T:T

    That's great news. Every debt busted is worth celebrating! Congratulations :beer:
    2019 fashion on a ration 0/66 coupons
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    FeeFee wrote: »
    Payday today :j:j:j

    I have paid off both of my smallest debts.. £196.07 in total... Not an enormous amount but feels good :T:T
    Congratulations FeeFee on clearing those two debts :D
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
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