The Debt Free Birthday Club Challenge!

Hopeful1

I've updated my ticker and have now paid over 1% of my debt..he he.. little steps hey? I do love updating my little ticker though :rolleyes:

hypno06

I added £32 to my "get rid of the loan" pot today......another step closer to being 40 (although I feel about 90 today!)

LondonAndy

Hello FF and you other lovely subscribers for what I think is a great debt busting thread !! Great to see some familiar names and posters and hello to everone else....

Sat down tonight and made some long term busting plans- I am a paid up member of the PAD thread since my LBM in January 2009 - a great thread and hugely supportive but this one is also going to help me along with the debt free goal.

Right, had a cheeky Strongbow for courage and finally ready to post / confess so here goes :

Debt at worst c.£34,000 (Jan 2008)
Debt at LBM £28,605 (Jan 2009)


Debt at 01/05/2009 AIMING TO CLEAR £23,650


I would like to target 28/07/2011 for this which will be my
32nd birthday


So my all new busting plan is :

£3,000 Capital One by end of September 2009 (challenging but determined!)

£6,950 HSBC evil credit card by 31st birthday on 28th July 2010

Save enough to offset and pay current £13,700 HSBC loan in the one year between 28th July 2010 and 28th July 2011 (will be at £9,200 ish in July 2010 and otherwise due to finish, if I just did minimums, Dec 2012 - can't overpay unless settling in full early)

________________

So by my reckoning a post here (if I stay to target) and some planning has just shaved bout 17 months off my DFD.

So if you'll have me I'll pop in from time to time and post some updates. I've been really pleased with the total going down since I joined PAD, but like I say, a long term aim is great too. I also plan to change jobs this year so you can also listen to my progress with that if you don't all get bored !

Thanks guys !

LondonA

LondonAndy

Silaqui wrote: »

by July 28th 2010 which will be my 26th birthday.

xx

Great list of challengers for this FAB board - good luck to all :j:j

...but I had to do a cheeky comment on this one.....

SAME BIRTHDAY AS ME AND ALSO A LEICESTER FAN !!??

(Silaqui is my fellow Leicester City supporter from the PAD board)

That's a freaky co-incidence !!

Hopeful1

LondonAndy wrote: »

Great list of challengers for this FAB board - good luck to all :j:j

...but I had to do a cheeky comment on this one.....

SAME BIRTHDAY AS ME AND ALSO A LEICESTER FAN !!??

(Silaqui is my fellow Leicester City supporter from the PAD board)

That's a freaky co-incidence !!

OMG that is freaky!! If you were the same ages i would have suggested asking your parents some questions :rotfl:

Well done Andy and strongbow for plucking up courage to post up debts. You've done really well so far, i'm sure you'll reach your targets, no probs

Purpleclutterbuck

I keep losing my ticker!!!! I've done a new temporary one for now until I work out which code to use. Help anyone? is it the bb code I use or the other one?
[IMG]file:///C:/DOCUME%7E1/ABFIONA/LOCALS%7E1/TEMP/moz-screenshot.jpg[/IMG]

Purpleclutterbuck

Sorry about the gibberish!

cashless_wonder

I would like to join please . . . I aim to be debt free by my 35th birthday 06 / 02 / 2010

£2,600 to kill . . .

Silaqui

Bloody hell Andy that is a bit mad... so we are birthday twins as well as football twins lol - except you is old

(joking )
x

LondonAndy

Silaqui wrote: »

Bloody hell Andy that is a bit mad... so we are birthday twins as well as football twins lol - except you is old

(joking )
x

Ha ha. LOL. :rotfl::rotfl: It's not even like you can catch me up temporarily is it?

Filbert the Leicester City Fox must have written our cards on the same day when we were younger !

Thanks Hopeful for the posting encouragement! You're a superstar as always. :cool: