The Debt Free Birthday Club Challenge!

SarahNeedle1872

Hiya everyone!

Paid of another £25 today.... just waiting for all the CCs to catch up on Mon/Tues, then I will update properly

Sx

ehallett

Morning everyone

My DMP statement isn't up yet but I've checked the accounts that I can online and they have received this month's payment so I gather that another £8.47 has come off the Barclaycard. I've paid another £1.53 off to bring it to a nice round £340.

I'm going to wait for my statement before updating my ticker.

Emily x

EverTheOptimist

Hey all

Well i've been consistently making a payment daily, although in the last few days it has only been £1 per day. but still denting the total. will hopefully make some good headway in the next week, what with payday.

Well just wanted to post that i have cut up my CC, :j

It's 0% at mo, but i keep forgetting that that's on BT, but not on purchases and i keep getting tempted to spend on it, but 0% on purchases ends next month. don't want to risk getting a statement with a purchase on that i am being charged for.

Anyway that should stop my debt growing. and brings me a step closer to being DF by April 2010.

ETO

laura2481

I can't wait until payday (Thursday!) so I can make some more payments! I did try the 'payment a day' way, but I got all giddy and carried away and ended up paying more than I could afford! Duh! :rolleyes: So I prefer to pay my big lump sums at the start of the month, and if I get any spare money then I can pay extra...

I guess it's what ever works for us as individuals!

nikki02_2

Hi everyone! I don't know how I've missed this thread!!:rolleyes: Could you add me to the list please?!

My 30th is next october :eek: and I really really would like to be debt free by then. It's hard enough paying debts off, but being a single mum to 2 young ones makes it even harder, so these forums are invaluable to me. I joined the PAD challenge in March and so far so good:j I've managed to pay off more than I originally hoped already. The 'things you never thought you could sell' thread is great inspiration and motivation to clear out the drawers and cupboards, so far I've made almost £150 selling what I thought was rubbish!

If you haven't already then I'd recommend you take a look at the printable coupons thread. It's really supportive, albeit a bit mad sometimes! and I've saved ££ already off my weekly shops.


In total I want to clear £6600 by next october.

Wishing everybody the best of luck with their personal challenges! Oh, and thanks FF for starting this thread:T

shrimpy_80

Hi everyone, sorry that this is all a bit late, been at a wedding most of the weekend and am now suffering from serious bride-envy!

Massive congratulations to F_F, :T its so nice to have successes and DFW/B milestones to celebrate on these threads in between your own. Also well done EvertheOptimist on cutting up that card, it feels so virtuous!

Finally Happy (very late) Birthday Emily, :beer: well done everyone for the small or large steps we take every day, and sorry if I have missed anything momentous!

No real news to report but Lloyds have offered me F&F on my loan, the bad news is I have 22 days to raise £600 :eek: but the good news is that when (not if) I manage it, it will be my first wiped out debt! Back to the £10 a day challenge for me I think...

laura2481

shrimpy_80 wrote: »

No real news to report but Lloyds have offered me F&F on my loan, the bad news is I have 22 days to raise £600 :eek: but the good news is that when (not if) I manage it, it will be my first wiped out debt! Back to the £10 a day challenge for me I think...

Ooooh, that would be really good. A nice chunk off... have you got anything you can use? It would be a shame to miss the F&F deadline.

Good luck!

savingholmes

I would love to join in - but I have been unemployed since 1 April. If I get a job soon I hope to be credit card debt free by my 40th which is next May! If I don't get a job soon it won't be possible!

mooomin

Hi new folk!

I am just off to update the list now. Savingholmes I have put you on the list for now, but if you want removed in the future just holler! Also, I am in a bit of a rush and didn't notice your credit card figures in your signature so have just put you as aiming to clear credit cards. If you want to give me a figure either comment here or PM me.

Hope you all are well and debt-busting!

F_F

kashton_2

Paid £537 off my debts today, cleared one as well! Am now sub 13k OMG sounds so much, a few of the debts are little monthly payments that i am happy to plod along with, its the credit cards i want gone. 2011 seems so far away to, i REALLY want to be debt free by then.

Good luck everyone