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The Debt Free Birthday Club Challenge!

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Comments

  • FeeFee
    FeeFee Posts: 212 Forumite
    Part of the Furniture Combo Breaker
    Aw shucks
    Thanks guys:o
    :grouphug:
    :oFeeFee:o Barclaycard CC18.9%[STRIKE] £1800 [/STRIKE]£0NationwideOD[STRIKE] £2550[/STRIKE] £0 Prudential Loan 7.9% [strike]£1260[/strike] £0 0% Debt £[STRIKE]720[/STRIKE] £0 Catalogue debts £[STRIKE]470[/STRIKE] £0 - 0%
    Total Debt - [strike]£6800[/strike] £[STRIKE]6550[/STRIKE] £[STRIKE]5042[/STRIKE] £[STRIKE]4616[/STRIKE] £[STRIKE]3420[/STRIKE][STRIKE]£2450 [/STRIKE][STRIKE]£1606[/STRIKE] £0:j
    DFB no.22
  • laura2481
    laura2481 Posts: 4,305 Forumite
    1,000 Posts Combo Breaker
    Congratulations FeeFee! :j:j

    And good new ETO! how fab would it be to be rid of that debt in 4 months rather than next year?! :j

    Pay day tomorrow.. can't wait to change my sig and my ticker! :D
  • kashton_2
    kashton_2 Posts: 370 Forumite
    Congrats feefee, made another payment of £5 today now £270 to go on smallest cc
    £10 a day challenge for nov £0/£300
    £10 a day challenge for jan £282.11/£310, feb £483/£290, mar £650/£310, apr £332/£300, may £440/310, jun £470/£300 jul £795/£310 aug £3660/£310, sept £510/300 oct £710/£310
    £2012 in 2012 £8182.88/£2012 :beer::T
  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    Congratulations Fee Fee on clearing your debt.

    Well additional payment of £30 today so that's me now cleared 1% of my debt since 18/4/09.

    Have a good day all.


    debt.png
  • Another £30 paid since last post :)
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    I have just done my accounts for the end of the month and am frankly amazed!
    Just over a month of serious debt busting with the help and inspirations of all the DFWs and several challenges has made a serious dent in my debts.
    Have updated my signature but basically in the last month instead of my usual payment to CCs of £250 I have managed £1238.80!! :j
    I don't actually know how I've managed it!!
    A major thank-you to everyone on here as joining the challenges and getting inspired by all you all has made a huge difference to my motivation. I am determined to be debt free next birthday and who knows maybe I can even start some saving by then too!

    debt.png
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    *Jellie* wrote: »
    I have just done my accounts for the end of the month and am frankly amazed!... Have updated my signature but basically in the last month instead of my usual payment to CCs of £250 I have managed £1238.80!! :j
    I don't actually know how I've managed it!!
    debt.png
    Wow that is one amazing payment - congratulations I bet that took some effort!:T
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • laura2481
    laura2481 Posts: 4,305 Forumite
    1,000 Posts Combo Breaker

    debt.png


    Pay day today so can make a few payments. £40 0ff debt to OH today.
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    There are loads of positive vibes on here, it's fab.

    balloons.gif Well done, Fee Fee that's great news that you've cleared those debts ban_dance02.gif
    One step at a time ;)
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    This thread is so fabulous, everyday when I pop in there are success stories:T
    Haven't gotten around to the swish smileys yet so will have to make do... Have managed to crack ebay turbolister today so am happy to leave it there! Just hope people get buying my [STRIKE]tat[/STRIKE] bargain vintage items now...
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
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