The Debt Free Birthday Club Challenge!

Silaqui

OMG just been reading the first page of this thread, am I the youngest person on here??? How embarrassing :-S

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mooomin

Silaqui wrote: »

OMG just been reading the first page of this thread, am I the youngest person on here??? How embarrassing :-S

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Hush your mouth, whippersnapper

laura2481

Silaqui wrote: »

OMG just been reading the first page of this thread, am I the youngest person on here??? How embarrassing :-S

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yeah yeah, no need to brag :rotfl:

shopgirl2512

Silaqui wrote: »

OMG just been reading the first page of this thread, am I the youngest person on here??? How embarrassing :-S

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And I thought you were nice...!!!!!;)

It's alright...we're all just jealous!!!:rotfl:

elsie52

Hush your mouth....:silenced:....I'm saying nothing about age, except that I am 28 going on 60 !! :rolleyes:

mooomin

Seaxwyn wrote: »

Yes, please add me. My goal is then to pay off £25k by January 2014, my 50th birthday. It sounds more daunting put like that, but £620/month sounds almost possible.

You're added!

Morning all!

I've made payments of £7.52 this morning to Barclaycard and the Pay Off The Loan account, but Barclaycard online is playing silly b*ggers and won't let me in to see how well I'm doing :mad:

I'm back to work today after the easter break (Boooooo) so if you're commenting and I'm not getting back to you I'm not being rude, I'm trapped at work

FeeFee

Hello all

I am new to these parts - my very first ever post in fact, and I'd very much like to join this group.
Been skulking around the MSE forums for quite a while and have decided to take the plunge and deal with my problems! Wish me luck....!

Would LLLLLOOOOOOVVVVEEEEEEE to be debt free by Jan 2010... my 27th again (35) birthday.. Some way to go to get there though current total is a scary £6800.....

xxFeeFee

mooomin

FeeFee wrote: »

Hello all

I am new to these parts - my very first ever post in fact, and I'd very much like to join this group.
Been skulking around the MSE forums for quite a while and have decided to take the plunge and deal with my problems! Wish me luck....!

Would LLLLLOOOOOOVVVVEEEEEEE to be debt free by Jan 2010... my 27th again (35) birthday.. Some way to go to get there though current total is a scary £6800.....

xxFeeFee

Hi and welcome!!

Very quick reply from me as I have to get ready for work sometime this morning :rotfl:

Check out the resources on Post #1 in this thread as you will find them very useful in your newbieness Post your SOA (See link in Post 1) on the Debt Free Wannabee board and you will get plenty of advice from seasoned DFWs (Debt free wannabees!)

I will add you on to the members list now.

f_f

panambi

Good morning fellow DFB's!!!

Just wanted to say, this thread/challenge is actually motivating me more than anything and now all my PADs go towards debt instead of savings, will still put anything I make on Ebay etc towards holiday savings but normal daily payments go now into a savings account until there is enough to pay one of OH's loans off (debt with highest APR).

Alright, off to the butchers and F&V market now - and the bank to put all my pennies in so I can put them into savings account.

Have a fab day everyone!

Oh, and thanks f_f for the resources, had a little read on the board about what sells on Ebay - amazing! Has given me a few ideas I shall be trying out soon.

Intergalactic_Floozie

Hello all. Well it's the last day of the month for me as I get paid tomorrow. My available balance out of my £1800 overdraft is £178.44 so that is what I have paid off this month (slightly cheating, but at least I know a figure now don't I?)

I also won £4 on the Irish Grand National yesterday but as the bet cost me £2, I'm effectively £2 up, so I am going to transfer that across.

I got my bank statement on Saturday and next month's interest is blooming £15-odd! I don't want to be paying that every chuffing month so am determined to save hard this month.

I know I can do it by cutting down on my grocery bills. I am terrible for going down for just a couple of things, yet chuck things in my trolley willy nilly usually spending over £10 per visit despite spending at least £70 on my main shop.

I think what I will do is each little bit I can 'save' I will transfer across into a savings account, and then transfer it back on 15th each month, so it's in the savings account if I really need it for emergencies. If it's in my current account I might always have the temptation to spend it.

I've also entered the £100 for a year clothes' challenge but as I have joined in a quarter of the way through the year my available is £70.