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The Debt Free Birthday Club Challenge!

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  • elsie52
    elsie52 Posts: 1,902 Forumite
    Hi Purple.

    When you have written your message, press the " Go Advanced " button and all the smilies are there for you.:hello::hello::hello:


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • Damita
    Damita Posts: 344 Forumite
    Debt-free and Proud!
    I would like to be debt free and mortgage free by the time I'm 30, so 2015... (I think, I'm 24 this year)
    Debt Then 06.07 - £11,000 - Debt Now £0.00
    DFD Aug 2011
  • Hey f_f! Fabulous list of resources. I think I'll pop over and have a peruse!

    Keep up the good work folks!
    MBNA - [STRIKE]£7068.60 [/STRIKE] £7060.00 Egg - 1422.35 A&L - [STRIKE]£249.32[/STRIKE] £215.00
    Loan - £13279.50 :rolleyes:
  • Silaqui
    Silaqui Posts: 2,778 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello everyone!!

    Hope you have all had a good Easter, I have now got loads of chocolate and somehow made myself £100 in money from family!?? At nearly 25 I kinda think I'm a bit old to be getting that much stuff for Easter but hey if they wanna give me cash I'm not complaining! That can help towards my birthday payments!

    FF, don't give up on Lost!! I have a few theories actually but then I haven't watched yesterdays episode yet because I wasn't at home, its sitting on the sky+ waiting for me and will probably smash my theories apart! It's an amazing show just soooo frustrating!

    Off now to make my PAD, wish all my transactions would show up on the bloody internet banking!

    xx
    Ths signature is out of date because I'm too lazy to update it... :o
  • Mappygirl
    Mappygirl Posts: 206 Forumite
    Hi everyone,

    It's been a busy few days here, but my total debt £28,491 !!!!!!!!!!

    I'm trying to make savings but my budget is pretty tight, payday is a couple of weeks away so will be able to pay of some debt then.

    I've also got a few things on ebay which will come straight off the credit card.

    Keep up the good work everyone!
    :D lightbulb moment Jan 07 - DFW 417!debtwas£32k
    debt June 08' £28,745
    A payment a day total - £370.50
  • laura2481
    laura2481 Posts: 4,305 Forumite
    1,000 Posts Combo Breaker
    Hi F_F! Good list of resources! How about adding this link to spendingdiary.com. If people want to keep a track of their spending online to free up more money for paying off debts?
    http://www.spendingdiary.com
    It's also free :D
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Cheers for adding me ff, you were spot on with my b'day too, didnt realise i'd missed it off. Doh!
    Got my savings pot on the go now, not sure if i can just make overpayments yet (it's a loan) so i'll need to pop in to the bank n check
    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Seaxwyn wrote: »
    Thanks for posting this flying fresian. It made me do some sums and work out that I will be 50 in 56 months, and that to clear my current debt by then I need to pay roughly £620 a month. That sounds do-able - and motivating and I'm going to adopt it as a personal goal. Thank you!
    No worries! If you want to join our happy little band of debt-busters then just let me know and I'll add you to the list!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Damita wrote: »
    I would like to be debt free and mortgage free by the time I'm 30, so 2015... (I think, I'm 24 this year)

    Hello!

    If you want to join the challenge just let me know the rough date you're aiming for and the amount you would like to pay off by then.

    Cheers :D
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Yes, please add me. My goal is then to pay off £25k by January 2014, my 50th birthday. It sounds more daunting put like that, but £620/month sounds almost possible.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



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