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The depressively optimistic moneysaving thread

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  • Horasio
    Horasio Posts: 6,676 Forumite
    Part of the Furniture Combo Breaker
    Keeping this bumped up as it is very helpful:)
    An average day in my life:hello: :eek::mad: :coffee::coffee::coffee::T :o :rotfl: :rotfl: :p :eek::mad: :beer:
    I am no expert in property but have lived in many types of homes, in many locations and can only talk from experience.
  • worried_1
    worried_1 Posts: 13 Forumite
    I saw my GP yesterday and I am now on anti-depressants, been signed off sick and have been referred to counselling for treatment. I explained what I did and the other things that have happened in my personal life for the past few months, and he explained that with all this happening it might have been the cause that affected my logical thinking. I still feel ashamed and guilty for what I did and just can't seem to let these feelings go.

    I emailed my ex employer to let her know about my current situation even though I am sacked, and today is D Day where they decide whether to take this further. I am a bundle of nerves and I am sitting here expecting the worse.I just have this sinking feeling that they(especially the agency) will dismiss what I have said and take it to court as they see it as a crime(which I know it is). I feel they are more concerned in recovering the money, even though I explained that I would like to come to an arrangement/payment plan to pay what I owe.

    Just feeling so low :-(
  • Sssssss
    Sssssss Posts: 1,094 Forumite
    Hi beachbeth, sorry for the late message, I'm keeping my fingers crossed. Please let us know how it goes.
    Be strong Sssssss.
  • Sssssss
    Sssssss Posts: 1,094 Forumite
    worried_1 wrote: »
    I saw my GP yesterday and I am now on anti-depressants, been signed off sick and have been referred to counselling for treatment. I explained what I did and the other things that have happened in my personal life for the past few months, and he explained that with all this happening it might have been the cause that affected my logical thinking. I still feel ashamed and guilty for what I did and just can't seem to let these feelings go.

    I emailed my ex employer to let her know about my current situation even though I am sacked, and today is D Day where they decide whether to take this further. I am a bundle of nerves and I am sitting here expecting the worse.I just have this sinking feeling that they(especially the agency) will dismiss what I have said and take it to court as they see it as a crime(which I know it is). I feel they are more concerned in recovering the money, even though I explained that I would like to come to an arrangement/payment plan to pay what I owe.

    Just feeling so low :-(

    Hi worried 1 hope it turns out ok, please keep us informed. As I said in one of my pervoius posts did someone in the company not have to countersign your timesheets, this is how it worked when I worked as a consultant and therefore the emphasis is on them also to make sure the time sheets are correct. If the agency do try to take further action point this out to them.
    Yes you did wrong but they need to see you have offered to make good your debt to them.
  • worried_1
    worried_1 Posts: 13 Forumite
    Sssssss

    This is where I did bad, although my timesheet was signed off by management for the days that I did. I ashamedly admit that I went away altered the timesheet, filled in other days that I wasn't there, then faxed it off to the agency. I don't know what I was thinking and did not think about the consequences. I feel sick with worry not only for that but other problems going on in my life at the moment.

    Still awaiting the dreaded phonecall :-(
  • worried_1
    worried_1 Posts: 13 Forumite
    I received an email, a very supportive one come to that and they have decided that I can make arrangements to pay it back. Although I'm relieved that its not going to court, I can't help feeling disgusted with myself and guilty. I'm still felling low and can't seem to get the motivation to get it together.

    Can't believe I have to wait quite a while to see a counsellor, seems that the waiting list is very long.
  • beachbeth
    beachbeth Posts: 3,862 Forumite
    Part of the Furniture Combo Breaker
    Sssssss wrote: »
    Hi beachbeth, sorry for the late message, I'm keeping my fingers crossed. Please let us know how it goes.
    Be strong Sssssss.

    Thanks, Sssssss. I wasn't in my tribunal very long and they gave me the points to reinstate my IB!:T Im so relieved!
  • roxalana
    roxalana Posts: 631 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    congrats BB

    worried - feelings of guilt are there to help us to stop doing bad things again cos we don't want to feel bad again. But they can go too far. I think it is important to recognise it is a normal feeling but also to recognise that going over and over things in your head doesn't necessarily help. Think about why you did it and learn from the mistake. You can't do anything to change the past but you can use it to have a more positive future...

    Perhaps you could make a small box of nice things about yourself (perhaps get others to contribute) so when you are feeling bad you can look at it and remind yourself you aren't a bad person.

    I made something similar for my friend recently - it is her 'little box of hugs and wishes'. This is a small gift box with a bit of shiny confetti (hearts & stars) and little scraps of paper in it. I wrote a few nice things to start her off (wicked sense of humour, great hair!) the idea is she and her friends and rellies add to it. She can read nice things when she feels blue and if she really wants something she writes it on the 'wish' paper and adds it to the box - as the hugs help the wish to come true ;)
  • beachbeth
    beachbeth Posts: 3,862 Forumite
    Part of the Furniture Combo Breaker
    I mentioned a while ago that I help my dad out with some paperwork and was worrying about telling my parents I couldn't do it any more.

    Well, I plucked up the courage at the weekend and told mum I wasn't going to do it and she was absolutely fine about it. She even said she had been thinking herself that I shouldn't do it any more!

    This just goes to show how we imagine feelings and thoughts of others and convince ourselves that they are going to react a certain way. I think when you are suffering with depression you do this even more so. Its easy when you are low yourself to convince yourself that everyone dislikes you and is going to react negatively to you and it can be a surprise when they don't!

    Hope everyone is ok - its been very quiet on here since AB went on his hols!
  • absolutebounder
    absolutebounder Posts: 20,305 Forumite
    beachbeth wrote: »
    Hope everyone is ok - its been very quiet on here since AB went on his hols!
    Im back but I need a little time to catch up.
    Who I am is not important. What I do is.
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